HELP! my apartment isn't maintain it's property!?
Question:
i have put surrounded by SEVERAL work orders to my apartment department and they still havent fixed anything
one of the work orders includes a loose floor board underneath the hearth rug (and i live on the second floor)
and the fact that my kicthen take 5 MINTUES to get hot sea.
is there a number that i can phone and talk to someone how will put together them fix these things?
Answer:
Most state leases hold a provision that says if preservation has be requested and the management have failed to complete the items, they are surrounded by the breach of the lease. However, I strongly suggest you get a copy of your lease and read it meticulously.
If your apartment community is run by a professional management procedure, send a communication certified mail to the headship office and the corporate bureau. State clearly (without a lot of drama, entitle calling or whining) the work you are asking to be done, and the fact that you enjoy not been responded to within previous requests. State that as of the date of the letter you expect the work done inside 30 days or a 3rd party endorsement of why the work cannot be completed - like from a contractor hired by the community.
If you capture no response, I would contact your city or county landlord-tenant office, show the reminder and ask for intervention to have your lease declared null and null and void so you can move.
I would suggest contacting City Code Enforcement. They will send out an inspector and purloin the necessary steps to the manager. In the meantime, document everything!! I can't stress this enough! Dates, times, conversations, and pictures, if you can. Best of luck!
I want to move to Temecula, California. How much are the houses over near or should I buy domain?
Question:
I am thinking of moving there ineradicably about 5 years from in a minute so I am thinking I should invest early? Should I buy a unusual home? an older home? or a piece of topography? I really want something there but as you would expect I want it cheap! Do you think this is a correct idea?
Answer:
WAIT. Prices are dropping, and own a long way to jump before they are supported by the fundamentals. Check out the association below, which gives a statistical analysis of the SoCal souk. Bottom line, we are channel way approach way overpriced right presently, even with the recent small drop contained by prices. This is just the birth. Sit back and delight in the coming bloodbath.
It will be cheaper in 5 years than it is presently.
Buy now! Housing prices right in a minute are low in so cal. If not temecula (which is pricey) check out neighboring cities... murrietta, moreno dell (further away) and others. There are some great deals out at hand right now. I live surrounded by so cal and am moving that direction in a few months.
I live within Temecula, it's a great place, and the housing prices are currently dropping, as there are to heaps new homes anyone built and people looking to get rid of existing homes.
There is some great deals for park out toward French Valley that will only progress up in pro if you want to build your own home, otherwise I suggest buying an existing property if you want land over a different home. Most of the new houses hold little land, even though the houses are generous in square footage.
The brand new areas they are building in Wolf Creek are directly across the street from a hige hotel and casino. Harveston is for a moment pricey, but has elegant new homes, a lagoon etc. I live in Starlight Ridge which is 1 mile from the sports park (I live at one edge) that have a community pool, softball fields and outdoor hockey.
Anywhere you look within Temecula is a pretty good nouns. There are also a ton of repo's going up right now, so you can find a business if you look.
Buy do you even know what it is like in attendance??
http://www.breakingbubble.com/
Decide for your self i would hold off and within five years you might get other. Right now within riverside 1 out 50 is empty and 2out of 50 are within foreclose.
Present park marketplace price contained by AMBATTUR OT,chennai?i am planning to buy a flat withing 12 famine?suggestion pls?
Question:
i want to know whether ambatture OT place ceasable to stay?how is the environment their? How safe to live their?hose problem?Builders address? Precent Market trends their?facilities avilable their?Bus transport and Railways transport services are available?
Answer:
It's a nice idea and also moral place to settle down where both services are available.
Ambattur is one of the prime place in chennai, worthy residential area, souk price is about 20 - 25 lacs ( five to ten mts. hike from OT )
Reg
Udhaya
1st time homebuyer?
Question:
I'm looking to buy my very first home within July in the Atlanta nouns.
I'm in a apartment and I can't close until my lease is up or I hold to pay to seize out of contract.
I know for homes that have be on the market longer than two months I may hold a better shot of negotiating other.
I can't close unless seller agrees to money closing costs.
If the seller is motivated can I negotiate the following:
vendor pay closing costs
appliance stay (except for fridge or washer, dryer -those are optional)
Also, within addition to these requests how much lower from the asking price can I submit a lower price? I plan to stand my price based on appraisal and what homes surrounded by the neighborhood have be selling for.
Also, what can I do to make sure the close go thru smoothly so that it can be closed between July 15th and July 30th?
Answer:
I would suggest that you get pre-qualified first. If you can put within you contract that a pre-qualification letter will be provided inside 3 days of an accepted proposition, that helps. Go to a few lenders, compare EVERYTHING, and afterwards decide who have the best overall program. There are some very attractive first time home buyer financing programs available.
With that self said, you are in a position to negotiate.
Put within your contract that seller is to contribute up to 3% toward the closing costs, explicitly the most that the majority of lenders will allow, but that will usually cover your costs. Appliances staying is also a negotiable instrument.
I bring up to date first time home buyers to put an offer within to begin the negotiation. Since you are asking for money stale the price in the form of concessions, you may not bring alot of flexibility from the asking price.
When you are basing your price on similar houses that own sold, that is a great barometer.
The simply other thing you enjoy to do comply with the contingencies, procure the inspections that the lender requires done in a timely attitude, and you can close within 45 or so days.
One final piece of guidance: If you get close to an permitted offer, beware of "nibbling" - purpose that you ask for one or two more minor concessions, a few hundred dollars more or so off the price, enjoy the home owner pay for the inspections, throw contained by something that was excluded from the Dutch auction, i.e. an appliance. Some owners get frustrated, throw contained by the towel and will not continue to negotiate next to you further.
Good luck.
Looks like you enjoy been doing your homework, my compliments. The singular other thing I would guidance is to get preapproved for a mortgage and not only just prequalified as that helps smooth out a promise really well. Good luck.
Always submit your rock bottom (dream offer) first .. they can come back next to a counter offer .. after you can offer again near the next choice.
With the souk in such fruitless shape, you are bound to find those desperate to sell and simply get rid of it citizens.
Also, shoot for an earlier closing date (like July 9th, incase within is a delay so you can be contained by when you want)
Good luck!
As long as you have a reputable realator presenting you, you can negotiate, doesn`t matter what you wish. The realator taks effort of all the paperwork, and official part of the transaction, so once it is within escrow, and everything checks out OK, then you will close probably contained by 20-30 days. Once escrow closes, your in. congratulations.
All the above but create sure you get a home inspection done back signing any committ papers.
Check for blue clay, it is common within the south, it can swell and move foundations and crush your basement walls.
I can aid with the loan! Sjhoot me an email to msmith@premierloangroup .com, and let's chat!
marty
Realtors.. What is your?
Question:
What is your commission split between you and your broker?
Answer:
He keeps adjectives of his part and I hold all of my slice.
I am on a 95%-5% split. I keep 95% they hold on to 5%. Best deal contained by the world. If i make a 10k commission i get hold of to keep 9.5k.
Does it draw from any better? I know some companies let you hang on to 100% but that is after you hand over them x amount. I get that split an every commission.
RE Agent
Remax
Depends on the company. Some larger brokerages (big entitle ones) have a SET split up until a persuaded number of transactions, whether you are a new proprietor or not. If you are on a team, which I am, any squad leads that I embezzle I am on a 50/50 split. Any of my own clients I go 100% and repay a small transaction fee to brokerage.
I have need of to know what steps can i filch into getting a home loan near smaller number than ideal credit...and how?
Question:
I am currently living in virginia...and i would love to move from an apartment and right into a house,nil spectacular,just something i can finally hail as my own...is there anybody who have had a similiar problem approaching mines,or has be thru it before and suceeded near goal that i am trying to find to as far as myself,and my family...i will readily appreciate,any feed fund,and help from anyone,that can assist me within going into the right direction..
Answer:
Try a loan broker. There should be some listed within your Yellow Pages under loans. They hold access to ALL lending institutions--not resembling a bank who can lone offer the lend vehicles endorsed by that pernickety bank.
With smaller amount than perfect credit, you will hold to pay a highly developed interest rate. I suggest you try for something like a 30 year fixed next to the first ten years optional interest with the sole purpose. That will give you some flexibility while locking within your interest rate.
Then, when you credit score improve, you can take a look at a refi contained by a few years. With interest rates rising, however, you might want to sit tight.
With a loan broker, you have the assistance of having your loan processed by a company that sell mortgages to different financial institutions. There will always be a buyer. I did a no doc loan for my current home and my broker have me approved and funded within ten days. This gal is surrounded by California, but she is amazing. If you want her phone number, please email me off site.
Well I'm basically learning so I'm going to discern you in on some entry. But you have to achieve a credit report and find out whats on your credit, so you can make any nice of fixing and try to make a pocket money with them. Once you do that than you turn and talk beside a realestate and they'll tell you what to do from their.
You own a poor credit so go for a Bad Crdit Loan.
Here are lots compnies offering bad credit loans. No issue how poor/bad is your credit you can apply for loan,
http://badcreditsloans.blogspot.com/...
.
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Contact me Via email,richards_loan_agency@yah...
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I will be waiting
First time home buyer-question roughly insurance?
Question:
I gotten several insurance quotes, all especially fair. We finally settled on a company but after signing the paperwork, which we are suppose to tomorrow, they want the bank to fax a mortgage clause.
I've not hear of this, nor has the couple inhabitants I've asked about this. Can anyone make clear to me what this is or what it's for? I should have asked on the phone, I know, but for some cause it slipped my mind as I was writing down adjectives the other info. Thanks in credit.
Answer:
My guess is that they want to know where the insurance proceeds should be sent if the house be totally destroyed so the mortgage money could be covered. It would probably state the amount of the mortgage. Your house can be completely destroyed but you still are obligated to pay bad the mortgage even if you don't have a house any more. Just a guess. So you can't give somebody a lift the insurance money and put it toward a new home short the first mortgage company getting its share..
They're just verify some information. All insurance companies have their quirk. Don't worry in the order of it.
///
The mortgage clause is just a road for the mortgage company to be included on your insurance. You are required to carry a solid amount of insurance to cover the mortgage company and you in the overnight case of a loss. I just did a refinance and could not close until the insurance be changed, it is referred to as the mortgage clause. It all seem very majority.
The bank will deduce what's required. Basically, the insurance company wants to hold paperwork showing who has an interest within the property--the lender.
Mortgage Insurance is an insurance policy that insures the lender against payment defaulting. FHA requires most borrowers to purchase Mortgage Insurance as a condition to grant loan. Lenders almost other require the borrower to purchase PMI (Private Mortgage Insurance) when the loan amount of the mortgage is more than 80% of the value of the property. The Mortgage Clause refers to an Acceleration Clause target it's a standard clause in a mortgage that requires the harmonize of the loan to become due immediately, if regular mortgage payments are not made or for breach of other conditions of the mortgage.
The lender have to be named on insurance policy and respectively lender has a specific process in which they insist it read. This is other so.
Do you hold home outside Eugene,OR that you be inclined to ground contract?
Question:
I would like a 12 month lease selection on a home in the country priced at around 200,000 or smaller number.
Answer:
http://www.trulia.com/or/eugene/...
Hello ... this is real estate for contained by and around the city . you could find what you want here.
gl
Is renting a home a dutiful model ? While attempting to hold on to it as an investment ?
Question:
any help and adjectives help appreciated!
Answer:
I am assuming you indicate renting it out to other people. (Your ask makes it nouns like you want to rent a home yourself.) If you own a second home, and you call for the extra income to pay for the mortgage as challenging losing it to the bank, I would voice, yes. Renting it out is a good opinion. I have two other homes, both rentals. I purchased them for that exact judgment. The income I receive for rent each month, is just about $750.00 over the mortgage on them. So I make a profit of $750.00 respectively month, above and beyond the mortgage payment, for rent generate. Hope this helps.
The unadulterated question would be, is it short occupancy or long term. If it is a short occupancy holding it's a bad view because you're losing money. But on the hand long possession is great.
I am assuming you own a house and are wondering if being a proprietor is a good impression. In my opinion, yes. I own been a innkeeper for over 20 years and the tenants I enjoy rented to have remunerated my mortgage and taxes for me. Plus you can write off any repairs as powerfully as the interest on your mortgage if you have one. Be mean to whom you rent. Ask for references and follow them up. Ask for a credit quotation as well. Although you would ask for a trash deposit , usually half a months rent, you should eyeshade potential renters carefully. If you allow pets, you should expect more wear and scratch on the property. It never hurts to do a driveby on occasion .If you want to enter you own to give your tenant at lowest possible 24 hours notice. Above adjectives, get yourself a copy of the landlord/tenant deed in your nouns as it pays to be aware of all the rules earlier you start.
.
I be only just pre approved for a home loan. How do I determne whether I am within the subprime category?
Question:
I already KNOW the general criteria for sub prime. My sound out relates to my preapproval information, how do I determine whether I am in the subprime category but examining this information?
Answer:
If your credit is obedient, you wouldn't be "sub-prime". It sounds more like you fall over into the middle category, which they call "Alt A". The merely way to know for sure is by looking at the interest rate. If it's sub prime, the rate will be much highly developed, like over 9% or more probably on a first mortgage.
I emailed you support. Let me know.
Marty
To be in subprime mode your credit rating is not so good, but lenders are inclined to lender/finance you at a higher interest rate or tight language.
You can start by checking your credit score beside Equifax or Experian. The report will tell you how angelic your score is.
If your credit win is below 620 you are probably in the sub prime category. Although federal statute allows consumers to get a free credit report it does NOT include the credit chalk up. Ask your lender for your credit score - they bring back it when they pull your credit.
Whether you are applying for a loan through a broker or by going directly to a hill they should simply answer the question. Just ask them if you are within the prime category or subprime. If it is subprime you are probably seeing a lot of conditions such as list assets, money reserves ect... I hope this helps
if your credit gain is below 620 or so u fall surrounded by subprime cat.
Can my manager do this?
Question:
i live in provo utah, and our innkeeper wants us to move out when our contract is up, can they merely expect you to up and move, we have out alot of work into the place where on earth we are living and they originally said we could stay as long as we wanted, but presently they want to rent it to someone else for more, i dont want to move, can they do that??
Answer:
OH and bye the way how frequent of these yahoo's up here have any experience contained by being a manager -
Ok here's the real answer -
NO!!
You enjoy to contact an attorney in your state but my gut say HELL NO!!
As a landlord, I enjoy to give any resident a perceive of nonrenewal which would give them thirty days as a minimum to vacate If you hold any existing lease agreement even if you are on a month to month basis they enjoy to give you thirty daytime notice extent end of story
. Now if you want to be rough - don't move out and contact your states attorney standard about starting a disputed rent escrow commentary - that would be where you would deposit any rent you are paying in a minute. What this does is it shows the courts your intention to pay your rent - phone it a good belief measure.
OK from near tell your home lord that he can stick his two days notice into any dated pipe he want's and smoke it -you'll see him/her in court.
So they will crowd for an eviction - "forcible removal"- at this time - and you file a counter suit for wrongful breach of contract and damages due said breach - contained by my state Ohio - this means that you as a resident can sue for up to, I believe, up to six monthes rent within cash vertebrae and if you have any of the receipts for any improvements you enjoy made, OK these have to be central improvements that would stay with the location on a fixed basis - not a current coat of paint here and there and a modern mirrored ball contained by the lawn, we're discussion about a true significance change contained by the home because you did this _______ improvement to the afore mention TRUE property - include those as well .
All said and done you coud hold a suit for several thousand dollars - the landlord will any muscle up or run in shame -
OK, these are your first activities if I was you - and I hold been you and very soon I am on the other side of the equation - don't shrink into the night - it's a punch-up but it sounds like you close to your home so it should be worth it to you
Yes, once your agreement is up, the landlord have no obligation to renew the contract. Verbal agreements are not considered standing. It could also be that he requests to sell the home not a moment ago rent to to other tenants. You can other ask to renegotiate your agreement, but if he is giving you written notice to vacate at the cease of your contract, then he have every right to do so.
absolutely...it's theirs and they hold a contract, which you signed.
Unfortunetly yes...once your lease is up the landlord with the sole purpose has to present you a 30 day sense. As far as them saying you could stay as long as you required...well unless at hand is something in writting after there is nought you can do. Sorry to hear about this, but unluckily these are things in go we chalk up as a lesson learned.
Most likey he can do this, the fitting thing is what go around comes around. His greed for a few buck might cost him big time if he rent out for a few more bucks.
Just pray that he and ever one els gets ten time of what they deserve and tolerate there conses wish if that is a curse or a blessing.
Best of Luck
They categorically can make you move out, but they hold to give you proper interest. Usually 30 days. Offer them what the other tenant will be offering.
Rent to own, what to do?
Question:
I am a single parent who is thinking of trying to obtain a home through rent to own methods. I am a student and work full time and own been unqualified to obtain a loan due to tarnished credit hx. Since I am a single parent I single have one income to devote to house payments the homes I can qualify for are within the "red line areas" where on earth banks nouns the working poor 100%. I currrently renting in a clad neighborhood across town and cannot imagine forcing my children to move into a incomplete area across town b/c this is where on earth the banks prefer to nouns me. In the current area in attendance are a few rent to own which give me the opportunity to live where on earth I would like to live and present my children the opportunites they deserve, but yet I know rent o owns are risky. What do I obligation to consider w/ a rent t o own? Is this a good belief vs. bad for me as a single parent?
Answer:
oodles different things on a rent to own..and that is within the contract.
one that is a favorite..is the innkeeper charges you rent and say $100 over that which accumulate toward a payment..
in a minute you can add that the $100 is refundable..next you have save money as well.. and a choice latter to stay or take that money and dance elsewhere.
Here is a link to a apposite article on lease-option strategies.
http://leaseoptions.bobbruss.com/leaseop...
There are some risks:
- you might not be able to afford or qualify for financing at the cessation of the lease timeframe
- you might have locked-in a difficult price in the initiation when signing contract - in a falling marketplace, you could wait and procure a lower price
- your circumstances change and you don't want the house surrounded by 12 months, so you have lost your deposit.
But lease to own option can be financially rewarding if it all works out.
Leasehold property vs freehold property?
Question:
this with regard to buying an apartment
Answer:
Freehold or leasehold?
Most houses are freehold. Freehold means that you own the property and the ground on which the property stands outright. As long as you keep in the law and don't annoy the neighbours, you can do what you close to with it: paint it blue next to pink spots, build a shed in the garden, as long as it isn't nominated that is. You agree on when to do repairs and who does them. But there is a leading element of responsibility as houses don't argue themselves.
Leasehold means that you own the property for a set number of years, as specified contained by the lease, and that you will pay 'ground rent' to the owner of the arrive on which it stands – the freeholder.
The freeholder is responsible for the maintenance and repair of the property. Leaseholders, so, look to their freeholder to make highest repairs and pay a service or conservation charge to the freeholder for this service - these charges can be expensive. At the end of the lease, you enjoy to forfeit the property, which reverts to the freeholder's possession. However, there are rights which allow unshakable leaseholders to extend the lease or even buy the freehold. This is known as 'enfranchisement'.
Although near are disadvantages with lease, the primary advantage of owning a leasehold property relates to flats and other properties which occupy a larger building. The lease will allocate responsibilities for the upkeep and repair or the structure of the building, protecting the individual leaseholder surrounded by the event of a leak from a flat upstairs, for instance.
Leasehold issues
Read the lease and find out how the property is manage. Look for when and how the service charges should be paid and how the charges are split among the tenant. Also check if there is a sinking fund to cover full-size expenses in the adjectives.
Check the service charge covers: cleaning, heating and lighting of adjectives areas; building insurance; interior and exterior maintainance; reception or security staff – if relevant – and upkeep of grounds or lift, if there are any.
Ask how adjectives rises in service charges will be calculated.
You will also involve to check:
That the standard to which repairs are carried out is worded 'of a reasonable standard' and not 'to a standard the manager considers adequate'.
Whether you or the freeholder is responsible for the exterior of the property.
Whether the tenants are expected to repair defect to the building, and whether the tenants are grateful to redecorate every three or five years, even if it's not really necessary.
Check if in attendance is a tenants' association or a management company and if here is, what kind of responsibilities you would own to take on.
If I dispense my 30 time become aware of to my manager on 2/1, and set off on 2/28, do I owe him two days rent for March?
Question:
Since February only have 28 days, my landlord took out 2 days of rent from my wellbeing deposit, and I'm trying to determine if he can do that. Technically, I didn't give him 30 days perceive, but I DID notify him on the first of the month, which would have be sufficient in any other month except February.
Answer:
Yes - you owe him 2 days - thats why its call a 30 day interest and not a 1 month notice...
Just verbs. Your mouth can tell various many race why NOT to rent from that place.
yep, it's a 30 day sense, not a one month notice.
By the book, yes you do. In some cases, if you owe within any month, you owe for the entire month. Usually a landlord will adopt a one month notice, a bit than hold you to 30 days.
Yes, he can do that. If the terms of culmination lease states 30days prior notice, that's the observe you must give. You may not approaching what I have to write, but, yes, your manager has trial claim to the extra 2 days of rent.
It doesn't matter how oodles days are in the month. A month to month agreement is a short time ago that. You don't pay an extra days rent for the months that hold 31 days in them. You apartment be available to rent on the first day of the subsequent month. You can ask for the money back, but it probably wouldn't be worth the claim surrounded by court.
If your lease is a month to month, you might skate on such a technicality as if you paid like peas in a pod amount for February as you did in January (31 days), but one and only if landlord also think in those language. There is no such thing as a hotelier who will do the right thing, however and the courts other side with them. Would cost you more than the two day's rent to conflict it and like Kenny Rogers sings, "Know when to hold, know when to fold," cut your losses.
ok ok Not that I am an authority on this but I am a innkeeper and I have be one for about 15 years so heres the straight on this on ok - MAYBE.
Sorry but that's the truth of it and your lease is the answer to adjectives of your questions youthful jedi. In your lease ,you will have a clause nearly your intention to vacate the property. There in it will state manager requires written notice of intention to vacate 30days prior to lease expeiration or the lease may be extended for a extent of one year - or thirty days or what ever - at least that's what 99% do- ok? Ya still next to me?
OK, usually a landlord will consider awareness on or by the first day of which ever month the lease / contract is to expire as a thirty daylight notice---noticxe the word usually there - economically here's where it sucks - BUT they can enforce that and own the lease automatically renew itself because you technically did not give them the full 30 days spy.
A bit of advice though - telephone the land lord and find out if they are gonna screw you or not. Most of us within the buisness don't run around with a pointy black moustache and a big black top headdress - we are just doing a different buisness than you are so a moment ago talk to them.
Oh and bye the road if you were a fruitless tenant - i.e. didn't pay prompt, noise complaints or constant complainer more or less petty BS than your probably gonna get screwed. I do this every time folks and the nice people do win within this equation sorry to all of you num-nutz out at hand thinking I'll get that house lord back - They hold your social Security number and they can provide proof of anything you ever did - wrong even accidents. They can put your credit through the ringer- so my suggestion once again - be nice name them and ask.
If their schmucks then gain an attorney but if you've been a schmuck whip a look in the mirror and that's who you blame. well brought-up luck and a phone call is a cheap means of access to save yourself what could be potentailly abundantly of time and money
I want to get hold of my realtor a payment for helping me through the process of buying my house. Any design on what?
Question:
He worked with me for something like 6 months and showed me at least 100 houses. I'd really resembling to show my appreciation. I need planning on what to get him, also how much is appropriate to spend?
Answer:
How nearly a framed picture of you in front of your home and a thank you card.
A grant certificate to something relaxing utter a dinner and a movie, a pedicure. Spend how ever much you can afford.
It's called a commission check.
The best item you could do for him is allow him to give out your autograph and phone number to potential clients. Also, write a signed letter to his checker that he could use for listing presentations, etc. Also, help yourself to his business cards and tell everyone who is moving to use him.
hi, I am pleased to know you hold someone that stuck with you within the whole process,of you finding that surefire home you desired..and if that meant going thru 100 homes until you be satisfied after it's well worth the loaf..he isn't just a realtor,he's a friend and i am pretty sure you've become friends in the long trek..i would go and purchase something he can remember you by,and something that he can see every single afternoon at the office,even when he is not appreciated by most..but it will put a smile on his frontage daily''trust me.."so this is what you get him" a personalized plaque and hold it engraved.expressing your gratitude..he'll love itand spend what you likeand what you feel...it's not how much it costs,but the grant itself is what he will love the most
The biggest gift you can bestow is referring your friends and family to this realtor.
Be watchful because somne states do not allow us to take colossal gifts (over $25.00) from buyers. The idea of the picture is a GREAT one. Referrals and a epistle of recommendation are also immaculate. Best of luck in your exotic home. It's clients like you that keep hold of us going through 100 showings!