What mortgate lenders would you recommend glowingly? With 0 mortal worst and 5 anyone best, how oodles stars?
Question:
Answer:
0 -Lending Tree (of course they're not really a lender, just a clearinghouse), Wells Fargo (to big to attention to detail about upright service), Washington Mutual (a time bomb waiting to explode), Bank of America (another big box, impersonal, behemoth).
*-Any sub-prime leeches left on the imploding marketplace
**-A great many of the small time "one shot wonder" brokers
***-Countrywide (some great programs but also some erratic underwriting), smaller regional community mortgage bank (so conservative they squeak)
****-Medium sized full service banks who specialize contained by customer service and have the clout to grasp decent investor commitments but may not know how to afford the latest technology to support their Dutch auction staff. (think US Bancorp, Key Bank, etc.)
*****-Full service banks that enjoy invested in the cream of the crop loan officer, ethically speaking, and have invested contained by the latest technology to support exemplary customer service. (Think First Tennessee, First Horizon)
But afterwards, I'm biased
it often depends what state you are located within and more importantly, what type of loan you need. some may be better near "no doc", others have better rates & smaller amount processing time for full doc. I've had valid good luck near Wachovia and Washington Mutual. A mortgage co has access to adjectives sorts of banks. so it really depends on your situation. Good luck.
Can anyone report to me how we would jump around getting my partner removed from his mams mortgage .?
Question:
Answer:
Hi
I assume that as your partner is on the mortgage then he is on the deeds of the property too so the process is as follows. Your partner's mum will own to re-mortgage in her own describe so freeing him up from this obligation. This will single be possible if she can afford the mortgage on her own earnings. As your partner mum is only removing a identify from the mortgage then the lawful fees should be the same as if she be selling the property, roughly about lb250-lb300. This is done via a verbs of equity. Once your partner is freed from this mortgage keep copies of the relevant paperwork as when he applies for a mortgage within the future the alien lender will want proof that he has no responsibility to the hoary mortgage.
Hope this helps and worthy luck
Happy Re-Financing!!
Dean
Refinance it; or go spinal column to the original lender and ask them if they will do a release for his interest (if you are within the US)
Mam has to agree to "purchase" the house for nought and have adjectives the paperwork changed to her name solitary which will COST someone. Their will closing costs to pay and she will enjoy to qualify for a mortgage.
quit claim deed
you will enjoy to re-arrange the mortgage - you would have to compensate the ammount owing on the mortgage - so either his mam would necessitate to get a mortgage to cover the increased amount or she'd own to sell the property
She have to refinance. That's the only track to get him stale the loan.
I could help you out here. But , first I would own to guess which frigging country you are in, and slightly frankly, if you can't bother to say, I can't bother to ask!
For rental properties, what are the pros and cons of putting them into a LLC.?
Question:
My rentals are individual condo units. Should I put them into an LLC? What are the pros and cons? Cost?
Answer:
LLC are an excellent method of protecting yourself in a possible lawsuit situation. In shield someone falls down the stairs by going up to the condo and tries to sue you, your personal assets (your home, car, guard account etc.) will be protected. Unfortuntately they can still walk after your business assets, but there isn't much you can do around that. The most important entity is that without an LLC status, the potential plaintiff can stir after your personal assets. LLC fees are limited to your States incorporation fees. Probably somewhere around $150- $300.
There really isn't a disadvantage. If it's a single associate LLC (it's only you) afterwards you don't have to verbs about doing anything special for the IRS. Single partaker LLC are not required to file their own returns (income get reported on your personal return).
Charlotte Suburbs?
Question:
I've been reading through the Charlotte, NC posts and they are really effective. I am thinking about moving to Charlotte from DC towards the finale of this year. I notice that pretty a few people reccommend South Carolinia because of the taxes and college system. Can someone tell me what would be apt areas to look (we are thinking about renting first and would prefer that it be a mixed community) surrounded by SC that not's too far. I have a 4 year antiquated and 2 year old daughgter who will be starting conservatory next year and want to cover adjectives bases. Thanks!
Answer:
In SC, consider Fort Mill as powerfully as Rock Hill. Both have areas that are close to 77 for a wearing clothes commute to uptown Charlotte.
In North Carolina: I prefer Raleigh, Cary, and/or Apex above all other towns.
In South Carolina: I prefer Loris (very small town), Hilton Head (ritzy coastal island) and/or Little River/North Myrtle/Myrtle/Surfside beach are interesting mixtures (reasonable all around for a coastal area). Particularly, Myrtle Beach is growing and booming contained by the last 7 years near lots to do and for such a small population, in comparison, can hold its own next to more metropolitan areas as far as culture and activities.
I lived contained by the South/Sharon Lakes area purely south of Charlotte off I77 (just north of the SC border) several years ago. The nouns has grown greatly since then (I notice on a recent visit), but it still has a nice atmosphere. Of course, it's surrounded by NC, so that may not be what you want.
If you're really convinced about SC, but still want to be close by Charlotte, there are a couple of small cities and some small towns right along the border. I be always partial to Rock Hill, SC, myself -- but I didn't want to drive that far to work.
It's a delicate area... I also lived within DC for 8 years and I can tell you that I'd clutch Charlotte any day of the week over the mess within DC.
Good luck!
What are my rights as a tenant?
Question:
when my buliding hasn't given my my secuirty despoit from an old lease from almost 7 months ago. Mind you I'm still in the buliding-they made me reimburse an additional guarantee deposit on a new lease because I have a new roommate. Both me and my former roommate enjoy not seen that secuirty deposit and in a minute this has gone on 7 months.
Answer:
Put a request for it surrounded by writing to them (the apartment complex) in post it from post office certified e-mail. Wait a week and if you hear nothing from them do this again but communication to the management company that owns your apartment complex.
This should bring back results. If not, pay an attorney $100 to write a memo that will scare them satisfactory to do it.
Take them to small claims court....the deposit should be refunded (less despoil costs, if applicable) w/in 30 days of the tenant vacating the property.
Every city have their own "Tenants Association" for apartment renters. They will answer your questions for free. Also, hold you put this request in writing? After more or less three requests in writing, (depends on respectively city) with no response, you hold enough proof to report a complaint against them. Be sure you sign and date each communiqu¨¦. Keep a copy. The association can advise you next to all this.
As you are still in attendance they are probably not obligated to return it to you until you leave if at adjectives. READ YOUR LEASE!! it will tell you the proper steps to do to find out.
I'm a recently married Californian. My husband requirements to add on my nickname to the achievement on his house. What form do we use
Question:
I'm told we need to pocket care of this at the county recorder's department, but there a couple different forms within online that look like they might apply. I don't want to use the wrong form or flood it out incorrectly and get into legalized trouble.
Thanks.
Answer:
You should be able to use a simple Quit Claim Deed wherein he eeds you an undivided one partly interest in the property butyou can other check with a local title company to be unquestionable.
any lawyer or move about to the bank (or the company that have your mortgage) and ask them to prepared a quit claim deed to supply his name...
upright luck
Owner convey financing...what do i have need of to take care of?
Question:
I am considering carrying a loan on my home to my ex. What things should I be aware of or concerned about?
Also, is ex entitled to anything if home sell to someone else? I live in AZ, home is contained by my name, however...we be together almost nine years.
Thanks for any input or experieces.
Answer:
Have your bases covered.
1. Have provisions for non-attendance and/or late payments.
2. If she is paying you, afterwards make sure you settle up the mortgage on time regardless of her situation.
3. You will go and get no equity if she decides to provide the house unless you have covered this contained by the purchase.
4. Her right to sell the property verse your rights (she has the right to adjectives equity at that point) You have sold the property to her, and you are very soon the bank.
Can she afford to re-finance and purchase it lacking you? Was the home purchased before you be married?
Good luck with that one.
Make sure the record is recorded and creates a lien interest surrounded by the event of default.
Please spend for a time money and get some competent proposal from a real estate attorney.
Is this an ex WIFE or ex Girlfriend?? That may impact whether she's entitled to anything. If she's a GF, look up "adjectives law marriage' and see if it applies.
A chief impact on this is whether YOU still have a mortgage outstanding on the house. You'll want this remunerated prior to carrying anything. If she can't pay bread down to pay that bad, she'd have to go and get a mortgage to do the down payment, which puts yoru pass back within second position-- not where you want to be.
Make sure you do a work of trust and have it record w/the county if you Do choose to do the carry back-- this help protect you becuase she cant sell in need paying you.
This sounds like a desperate idea.
If children are involved, and this is also providing them a place to live, and your ex cant go and get credit or afford interest otherwise, then this might be an OK entry to do, but be sure to cover yourself legally.
It might be better to "rent" the house to her. Or do a "rent to own" type concordat, so you have manager privledges.
But I am no attourney.... you should talk to one.
How long do you hold to rate Mortgage insurance on FHA loans?
Question:
I have be paying mortgage insurance for about four years very soon and my house payment keep going up. Yes I have a fixed interest rate.
Answer:
you can check Ah Long
30 years
You can usually drop the PMI once you own 20-25% equity in your home. Check next to your mortgage company. (You may have to reimburse fro an appraisal to verify the value of your home & determine the actual equity).
Unfortunately FHA mortgage insurance is for the go of the loan. If your payment keep going up and you have a fixed rate mortgage it would hold to be going up because of an increase in your TRUE estate taxes or your homeowners insurance. If you have be in the house for four years and enjoy a good settlement history you may want to consider refinancing to a conventional loan. If your house will appraise for enough to show that you hold more than 20% in equity you may know how to refinance on a conventional and not pay any mortgage insurance.
David
www.mypropertyflip.com
www.americanseizedproperty.com
www.realtysale.org
You DO NOT necessitate to refinance to drop the mortgage insurance! Don't let unscrupulous loan officer tell you that! I am a mortgage consultant and am infuriated beside those unscrupulous "others" out there who try to thieve people for a ride!
If your current loan amount is smaller number than 80% of what your property is currently worth, all you enjoy to do is call your lender, relay them you want to drop your mortgage insurance and they may have a index of appraisers that they will require you to use to verify that the loan is, in reality, only 80% of the property's recently appraised value.
Why salary thousands in refinancing when adjectives you SHOULD pay is $350 for an appraisal??
Hope this help!
It all depends. The actual answer is when your Loan to Value is at 78%. BUT, here's what you enjoy to understand: your FHA loan be initiated and probably re-sold by a Lender or Lenders who did so based on the insurance and financial guarantee that they have beside the MI. Actually. The Lender is under no must to release you from the MI premium since doing so would potentially weaken their power to re-package and re-sell the loan to another Lender.
The reality is that when you achieve the 78% LTV level nickname the Lender and tell them that you'd resembling to stay with the loan (if it's still a well brought-up loan and you've paid prompt, etc.) but want the MI dropped since you've reached the 78% even. Yes, they will tell you to spend the allowance for the Appraisal. If they decline, ask to speak with a supervisor and inform them that you will refinance beside another Lender.
I am a mortgage banker. On the FHA loan program regardless of whether you enjoy 20% equity in the property the loan requires MI at the time you OBTAIN the loan. But it will drop stale after 5 years if you have at lowest possible 22% equity in the property. At the 5 yr mark off, if you do not have 22% equity it will not come past its sell-by date until you do. You will need to contact the lender to drop the MI premium.
How and Where can i find cog ownership properties for Dutch auction? I'm interested contained by this, would love to own?
Question:
I am in the UK, any information on how this works would be great! Thanks loads!
Answer:
Hello,
The phrase you are looking for is Shared Equity Home Ownership. These are sponsored by your Local Government. They are more popularly know very soon as Key Worker Housing. eg. Nurses Teachers, firemen/Women etc. I have posted a join for you that talks nearly Mortgages but it's a start. E mail me if you entail more, I also have some details on Housing Association's that operate the structure.
i used to part own near a shared ownership scheme near, acton housing,uxbridge road, ealing.
depending on size of income and type of property you need, ie.. they jump by a couple=1 bed flat or house. 1 child=2 bed etc you firstly have to be registered contained by your local concils housing register, (easy a quick phone call) once mortgage is obtain you can purchase 20,40,50 or even 60% of the property and they will charge you rent and a service charge for the remainder. try your local councils website under housing and they should hold a list of shared ownership scheme available and tell you what to do. but for let me know and i will verbs out my old paperwork for you beside mortgage lenders and solicitors that specialise in these scheme. good luck. kerry
Some shared ownership properties are sold through glorious street estate agencies (but only if the housing association have been incompetent to sell them in 6 weeks).
Otherwise there are varied housing associations all around the country who are involved contained by shared ownership.
Shared ownership is not cheap - so make sure they convey you the service charges, rent etc up front!
Good luck
How do i verbalize to Realtors?
Question:
I just started within the mortgage business and i know getting in beside realtors helps alot wiht business.But i'm not sure how to really gain my foot in the door near them.The company i work with have alot of great service to offer but i dont know how to show a realtor that i could be usefull to them. I want to know how to show them that if they use me as their lender i would give their clients the best possiable deal .
Answer:
As I realtor I get solicited by brokers adjectives the time. If you really want to impress realtors you need to prove that you'll be dependable, comfortable to work with, conversant, and diligent. I can call any broker up and shop products, I want to know that if I recommend you to a buyer that you'll do your best for them, qualify them correctly, treat them near respect, educate them, and most importantly CLOSE THE LOAN.
There is no trickery bullet for leads, within the beginning it will probably be tough. If you prove yourself as dependable and unforced to deal beside the referrals will come. Give dutiful service and you'll be rewarded.
Good luck.
How much can a immature fully fledged expect to receive from Social Security disability?
Question:
Answer:
If you have smaller quantity than 40 qtrs paid surrounded by I do not believe you qualify for SSD. If that is the luggage check with the SSA in the order of SSI (that is normally $4-600 and I believe is fairly state funded so it may vary by state). If you qualify for SSD the log on to www.ssa.gov and request a statement from the SSA.
It is completely base on your earn history and the Social Security statement you receive each year have your specific $$ amount that you would receive if you were disabled .
Find your paperwork or ask SS for another income statement .
But I would approximate (if you have 10 years of income over $50,000) in the order of $500 a month .
Apartment lease interview?
Question:
The apartment building i live was sold. The company that owens it presently is doing some kind of " import tax creidt" thing next to the property which i think process they get parliament aid or something like that. anyway they are describing me my income is to high to live in that and that i have to move. and that they dont enjoy to honor the other companys lease anymore.? which was merely renewed about 30days ago
any info would be constructive
Answer:
A tax credit property is a property that have converted from a regular property with conventional lease and normal nouns rents to a property that is below federal housing guidelines. The tax credit program is run by the IRS and in that are very strict rules and regulations that come near the status.
Basically, how it works is that the government give a tax break to the company as long as they comply beside the rules. The rules vary from state to state but it's regulated on a state horizontal. If the property has converted 100% to the charge credit program, then they are required by directive to notify residents (as they did to you) that the status of the building has changed and to verify whether you are surrounded by compliance with the up to date regulations. Tax credit buildings are meant to facilitate people who don't bring in a certain percentage of the median income of the nouns - some places are 50% of the median income, some are 60%...etc. It sounds like they tried to qualify you and your income is too soaring for the program.
Once the tax credit program have been implement at your community, it doesn't matter if you hold a lease with the elderly company, because it's not a matter of the lease expressions - it's a matter of a federal program. They give you written notice, and you don't own a choice but to comply. Be aware that this is not the management company that bought it to be exact being be going to, or unfair, it's the rules they are required to apply to every creature living in the building.
You entail to find a new place to move and do it inwardly the time frame you have be given. I know that's not what you want to hear, but you have no legally recognized standing to remain in your apartment. If you don't move, they will be forced to evict you and they will hold every legal right to do so.
Call the local tenant rights council. Its hard to answer because rent law can vary from city to city. You may even bring a helpful answer from the local apartment association within your area. There is a inventory located on www.yourpropertypath.com...see if you can find one there.
Good Luck!
I would verbs to pay per your antiquated lease and wait for them to try and evict you . (they enjoy to pay the court fees later , not you )
When it goes to court , they will enjoy to provide evidence of everything , then you can see it and ask for a continuance to review the fabric . ( If they have not provided it prior )
You may win contained by court !
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Im 20 years mature and i want to move out.Can i produce it?
Question:
I have a errand that pays me about $2,000 after taxes and i hold a killer concordat on a condo for about 400dollars and a motor payment of 270 and i enjoy a cell phone bill of 60, think i can clear it?
Answer:
You need to trademark a budget.
Rent - $400
Electricity - ?
Gas - ?
Water - ?
Cable TV - ?
Internet Access - ?
Telephone - $60
Renter's Insurance - ?
Any other fees - ? (will you have to repay the monthly assessments?)
Car Payment - $270
Car Insurance - ?
Gasoline - ?
Car Repairs - ?
Food - ?
Clothing - ?
Entertainment - ?
Health Insurance - ?
Anything else - ?
Once you have these numbers, you'll enjoy your answer!
P.S. I've been living on my own since I be 17 and worked my way through college. If you hold your expenses down, you can do it.
Good luck!
It's all a toss up. You wouldn't know until you try. By 20 I have moved to another country...on my own...
yes nothing is impossible u enjoy to have debts surrounded by order to enjoy good things but not too much debts and if u know how 2 budget u dont involve 2 worry , but remember this subsequent time that hurry , hurry brings the worry verbs .
just try to feat independant and u will c.
You can definately make it. I moved out at 18 and I have way more payments to trademark, higher rent and smaller amount salary and I be able to juggle it and do it. I come clean at times it was sturdy but life is what you clear of it. I kept my eyes and ears open for sale and clipped coupons but 10years later I am glad I did it when I did.
I see friends who are 28and still living at home and find it chance that they've never been on their own or even tried.
How much trouble can we seize into if we DONT put in the picture a legitimate estate more or less our cat?
Question:
Hi all,
My partner and I live next to our 1yr old womanly russian blue cat. We've lived together in a townhouse for two years, beside a perfect rental history, and have stable incomes but cant afford to buy.
NOW, The owner have decided he desires to move back surrounded by to our current rental property. With only 6wks vanished, we have be searching surrounded by our local area (we want to be here for my work) for rental places & have so far be knocked final on 10 applications for no other reason than we own a cat. We are starting to return with desperate now, as within 6wks we will be homeless.
Up until this point we have be completely honest and always timetabled our cat's details on the application forms, however with the response we hold gotten thus far, we think probably NOT mentioning the cat would be a better idea.
We entail to know what would happen should we next get caught by the indisputable estate with an unauthorised cat. Have you be, or know of anyone whos been contained by this situation? What happened?
We're contained by Australia.
Thanks
Answer:
the worst they can do it give you the preference of moving out or getting rid of kitty. Im in oz too, enjoy a look at www.realestate.com.au Im pretty certain it will rummage propertys for you with the leeway of having a pet.
Worse comes to worse, dont read out on your application form that you have a cat, start abiding as much or as little as you can, after 8 months of living there (you will enjoy proven some more you are good tennants) request consent to have a cat, if they say aloud nope, just preserve saving & soon ample you will have ample for a home deposit. Easier said than done I know...Im renting & have a kitty shhhhhh! ;o)
Upon the routine inspection, if they ask around kitty, just communicate them you are looking after it for a friend who is over seas indefinately.
Oh, yes it have happened to citizens I know, it was as I said, they be told to get rid of the animal or will themselves. It didnt damage their rental narrative but had to find a place for their dog till they found somewhere else.
Yes you will acquire into trouble if the tennancy is clearly marked NO PETS ALLOWED.
it is concidered a breach of the residential tennancies stroke.
You will be given a notification to rectifie the situation and a time limit, Usualy 7 to 14 days, depending on their classification of the breach.
You will be given the prospect to either remove the cat from the premesis or abandon the lease.
If you do not abide by the notice after you will be given a notice to confer on the premesis which could be as little as 2 wks notice.
My direction to you is to give the cat to one of your friends so you can see your pet regularly,
move into a foreign house or unit, sign a 6 month lease and during this time look for a place that accept pets. then procure your pet back rotten your friend.
6 Months without your beloved pet is better than getting rid of it or worse still end up on the streets.
Try also the private rental flea market, you know through the news papers, indisputable estates tend to put no pets allowed to keep their maintanance cost down, as when a tenant beside a pet leaves they have to fumigate the place by regulation.
Private landlords tend to be a little bit more liberal in the pet nouns, and so long as you strike an aggreement with the estate lord that you will pay for fumigation on a regular spring, say every 3 to 6 mths, they may purely let you save your pet.
worst case if the unknown landlord finds out you will be evicted, i would save trying to find a place that takes pets
I quality sorry for you. You can get really attached to a pet. You can try and not explain to about your cat, but that will really trademark the agent mad. They will own the option of throwing you out on the street and you loosing money or letting you preserve the cat. Probably the first. Another thing that you could try is to contribute an extra deposit for the cat and any damage it may basis.
you could be evicted for violating the lease or forced to grasp rid of the cat. How about you ask if you can salary an extra pet deposit or even a pet fee. (usually non-refundable)
Can tenant evict tenant who have tot?
Question:
Sole tenant of one bedroom flat under ASHT lives near boyfriend who is not on lease. When signing the lease she is not asked and does not declare that she is 8 months pregnant. Lease say flat is for no more than 2 people. She give birth. Can boyfriend be evicted as she plus baby plus boyfriend brand name 3.?
Answer:
I don't know where you are and the regulation in the USA is probably different. In England it seem the law is on the Landlords side and in attendance are something like 20 grounds on which they can find you.
We had a similar situation surrounded by London and because of the pregnancy not being declared we lost because the Landlord would not enjoy given us the tenancy have she known or would enjoy put us in a different flat. They have a solicitor who was an east expiration sleezebag and hit us with five grounds, one of which be bound to stick and that was the one. We have paid the rear legs rent and Citizen's Advice people said we would be OK, but to be precise all they know.
I wish very soon we had tried to work something out near the landlady, she had another flat she said we could hold gone to but we liked the one we took.. So we be hard-nosed with her and lost out.
You influence "sole tenant" if she knew that why is boyfriend near?
The answer to your question seem to be yes.
.
Of course its in black and white.
It would be an asshole entry to do but if the tenant signed the lease knowing she was pregnant it's kinda her idiosyncrasy for putting herself in that situation. But IMO it would run a real asshole proprietor to do that.
get a copy of your states landlord/tnenat exploit. call courthouse they can relay you where it is available
I presume they would be within their rights to serve you thought to leave the property.
It is your place, you can do what you want to. When is the lease up? If it states within lease no more than 2 then you hold a right to evict her because she violated the lease terms. I would confront her or if you prefer not to consequently just convey her a notice recounting her she violated the terms of the lease and have to leave.
Hate to read aloud it but she is out of there if the proprietor wants her out. if she talk with proprietor and worked something out, like possibly pay for a while more (boyfriend could help). The landlord my even own a larger place she could rent. The law is on the landlords side.
The answer is yes but not short obtaining a court decree. In the instance the Local Authority must be informed. They have a duty to ensure that the infant is housed. Without question the duty is to the tot but they will not want to care for the toddler so they will help you. A ASHT does not parsimonious that you can't have children. The reality that your partner is living with you may hold some bearing on this. DO NOT MOVE OUT WITH HAVE A NOTICE TO QUIT and a court charge with a date for possession. Go to your Housing Aid department ASAP. I repeat, do not leave your flat, you have rights and if you give up your job you will have given them up
You can be evicted, but if I be you I would talk to the hotelier. Butter him up first then confess what you've done and ask for his comfort. It helps if you smile, use his cross, ask about his interests and find something you are both interested contained by before you even mention what your situation is. If he give you your notice, find a 2 bedroom place for the three of you.
She wouldn't entail to declare she be 8 months pregnant, it would be pretty bloody obvious!
But yes, the boyfriend could be evicted because he is not on the lease.
You own to read the terms of your lease as indicated.
Generally, you are supposed to inventory all the name of the individuals to be residing in the part, as well as amount and types of pets, if applicable, on the actual lease. You didn't mention how long you hold lived there, as to how plentiful months pregnant you were at that time you signed the lease. I believe by ruling, the landlord would be descriminating against you if they asked if you be pregnant. People are treated much differently than pets, for instance! If you brought in a do, for instance, surrounded by a "no pets permitted" building, they could ask you to leave or return with rid of the dog!
Babies usually stay with the mother or parents contained by the same room when first born. I don't see how the babe would pose a big problem for that reason.
Most lease are for a one year term, and consequently subject to renewal. sometimes a landlord opt to go month-to-month, next to the terms of the lease still within place, after that first one year lease term expires. Then it give the landlord the risk to raise your rent because the actual lease have expired, even though the terms are still valid.
When you join or remove an individual (or pet), you are supposed to notify the landlord. This is in reality for your protection as well. If, for instance, you donate an individual and they are aware of that and have approved, after you won't be in examine such as now, beside your "rights".
Right now, for your information, if you and your boyfriend established to split up (which I hope wouldn't happen!) you would be contained by the right to ask him to leave because his first name is not on the lease, which is considered a legal document at that point. (That may not be a correct thing for him!)
I don't believe by imperative, any landlord or owner can ask you, permit alone evict you, if you are found to be pregnant. The added individual (your boyfriend) that you brought in, could be an issue, if they really required to push the envelope, but you mentioned that your lease does state "two people".
If a landlord really required to "get rid" of a tenant, they own all kind of sneaky ways to get around it, short descriminating. They just own to "be creative". I don't think that's your satchel. I worked once for a landlord similar to this. If your landlord be that uncomfortable near your arrangement, I think they would own said something by now.
If, though, nought has be said up to this point, and I would imagine that the hotelier has see your boyfriend on the premises, I wouldn't volunteer the information. If asked, you could say that he's your guest, and after if requested, add him to your lease at that time. Guests largely stay up to 2 weeks to be considered as a "guest". But if the two of you have be paying your rent on time, be low key and tranquillity, get along beside the neighbors, have not a soul complaining, you should be fine. Most landlords would rather own good, whispered tenants, than piercing, irresponsible ones! They don't like vacancies! No tenant....no income flourishing in!
You and your boyfriend and your kid, once born, may actually want to check the time disappeared on your lease and perhaps consider moving into a two bedroom place, if finances grant.
Sounds like you could use the extra bedroom! Maybe you can even stay within your same building, but move to a larger unit.
Good luck to you both and Congratulations!
I'm sure she could come to some arrangement next to the landlord if she discussed the situation next to him. A landlord near a good tenant who is paying the rent, is no trouble, and keep the place nice would not want to evict a tenant because of this - unless it's in his property lease somewhere that he cannot own more than 2 people in attendance. Speak with him, surely he isn't an tyrant.
The boyfriend is out...the law is on the home lord side on this one. The lease was specifically for 2 race, and the baby take presidents over any boyfriend. As for the mother, she also could be out, since when she signed the lease, she was pregnant, and the babe-in-arms even though was still inside her, counts as two society and she could already have broken the lease and be evicted. Sorry to state the communication harshly, but it is the truth. Let the boyfriend donate, and keep the tenant and the little one safe.
The problem here is the boyfriend. Im sure that the lease states that anyone residing surrounded by the apartment must be approved by management and added to the lease or it is a vandalism of the lease.
If the manager decide to evict you it will be for having an unauthorized tenant (the boyfriend) and not because of the babe-in-arms.