How do I find developers building topical condos surrounded by California?
Question:Answers:
G00GLE it.
Other Answers:
Stick your head out the porthole and im sure u would find 1
By reading the newspapers or driving around and you'll probably
find some.
Should I rent or buy a home within California?
Question:South SF bay nouns inparticular. Any info appreciated!Answers:
BUY BUY BUY!!
Other Answers:
I use http://www.HomePriceMaps.com to search for realty prices by zipcode and/or city. Also-if you don't see any information for your area you can email them your info and they will at a rate of knots post home data for your nouns and email you within a daytime or two. pretty convenient.
Source(s):
http://www.HomePriceMaps.com
Can I be evicted when I am living out my later months rent? (Which I remunerated when I moved within?)?
Question:Ok heres the deal, I am on a month to month lease. I started the lease on aug 15, 04. So roughly my month goes from 15th to 15th. April 15th, I established to move. I let my innkeeper know I would be living out my last month so I did not pass them any new rent. 9 days subsequent I recieved a 3 day otice to recompense rent or leave. I informed my hotelier I would be leaving on the 15th, because I'm remunerated up untill then. She said that b/c I am considered month 2 month that my closing months rent didnt count. So why did I pay it within the first place? Anyway, yesterday (May 3rd) they put a court notice on my door, along next to a copy of my lease,which clearly states my last months rent! Why cant I freshly live out my time and leave! I've never have problems here! New owners took over 2 months ago, and the issues started. Can I fight this? Will an eviction be on my journal?Answers:
Evictions DO NOT show on credit bureaus. If they were trying to bring you to pay for time stayed that they feel you owed, then they could sue you for it and THAT may show on your bureau. It would show as a collection underneath the collection company's name but it would not explain why on the bureau. Even if you be a true deadbeat(which it doesn't sound as if you are ) it still would thieve a long take to net you vacate. Ride out your month then turn...BUT...Do a physical walkthrough with them so they can't hit you next to some bill later for something you didn't do. TAKE A FRIEND ALONG AS A WITNESS or steal pictures. Good luck.
Other Answers:
Looks like the topical owners didn't collect the deposits from the original owners.
Call an attorney surrounded by your area. Keep a copy of your lease.
It appears you've done nought wrong.
It would give the impression of being as if you are in the right since you remunerated your rent, but if they have a court spy on your door then they are probably contained by the right, since you have to budge through the legal system so to read out to get a court concentration.
I own 2 nation living next to me and i want them to move out.no thay are not on the lease?
Question:Answers:
Here is 1 idea put their stuff on the porch outside and conversion the locks leave for a couple of days perchance they will get the bit
Other Answers:
Tell them they have to walk...
make up an excuse and they might bring back the hint
hold you talked to them? give an account them how you feel and that you requirement more space.
if you've asked them to leave, but they won't .... telephone call the cops
simple,,,,,,,,,tell them,
TRY GETTING EVICTION NOTICES AND GIVE THEM EACH ONE, THEN IF THEY DON'T LEAVE CALL THE POLICE...
Say bye bye.
Give them awareness and send them on their process.
Tell them you want them to leave. If that doesn't work contact your local police department and sermon with them. Remember every state have specific laws reguarding eviction. They may require that you turn through the proper channels and supply them thirty days to leave.
First ask them to travel..
or tell them, or anything..
If they are not on the lease, and refuse to go- appointment the cops..
Though- if they get spicy - they could always rat u out to the hotelier that u had folks there NOT on the lease..
You could go and get the police to come and remove them - but if they have furniture and things surrounded by your home .. they law will right to be heard they have a right to be within and you will have to do business with the property organizer - I would address her this way _ Tell her you get yourself in a bind and hold two people living next to you that you want gone - she can request that they fill out applications surrounded by order to be approved to live in attendance ( they most likely will not want to crawl one out - and head their own route since now the inspector knows) If you are in a apartment that is to say a 1 bedroom then she will notify you, you have to copious occupants and again a message would be sent informing your occupants that they must stir. If you are nice to them and explain that you got yourself surrounded by this mess and have scholarly a lesson and it would not happen again and so on... They will facilitate you because they do not want another empty apartment - unless your a trouble inventor. .lol..lol.. good luck
Source(s):
manage apartments for years and years
realtor opening description?
Question:i would like the post description of a real estate salespersonAnswers:
Realtor
In the United States a designation used to describe a beneficiary of the National Association of Realtors (NAR).
Investopedia Says: The term "realtor" is a registered trademark and encompass agents, brokers and associates who are members of a real-estate firm associated next to the NAR.
Realtors are trained and licensed to assist clients in the purchase and/or public sale of their properties
Other Answers:
The buying and selling of real estate roughly locally. The job decription is base on honesty, loyalty and having an construal of the community.
One is paid largely on commission and is a job worthy of a profession.
Interview multiple brokers and interview some top producers as keen insights to this facinating general public business.
Source(s):
www.Realtor.com
Out of state legitimate estate investing - honest view or not?
Question:I live in Phoenix, which according to CNN/Money List is a 41.9% overvalued flea market.http://money.cnn.com/2006/03/13/real_estate/overvalued_housing_markets/
But looking at the list, I see nearby are many areas (like Dallas, TX) which are still fairly undervalued. I digit it would be a good investment to buy property within those areas. I can get a 10% CAP Rate investing within Texas, which is a great rate and makes me meditate I can't go wrong. (I could never find that features of return in Phoenix or California).
So my cross-question: do you think investing within out of state real estate, surrounded by "undervalued" areas is a good opinion? Or should I avoid real estate altogether since we are entering an diffident market?
If within are any experienced investors out there, please chime surrounded by with your thoughts. Thanks!
Answers:
Short Answer: Yes. Good Idea.
Talk to sundry local Brokers/Agents, preferably one who specializes in investment property. Look at appreciation rates for the concluding 1, 5, 10 and 20 years, look at the average vacancy rate, analyze the submarket yourself. Talk to local property command companies, as you'll likely requirement to have this property professionally manage. Add in adjectives the costs, if you can cover most of the costs from rent and have ample cash reserve, consider the investment.
As for the 'uncertain' marketplace: Yes, the future is undecided for the very short possession. On the other hand, RE is a GREAT long possession investment, so don't sweat the small stuff.
Other Answers:
RE is always a perfect investment provided there is minimal denial cash flow. In other words if your rental income on the investment newly covers the mortgage and property taxes than it's a good deal otherwise stear clear. Regardless of levy benefits money out of pocket is money out of pocket. Also don't get fancy thinking I can milk it for a few years by using 0 down and an ARM lead to you'll end up loosing $$$.
Source(s):
My experience.
capture free real estate!
http://search.ebay.com/_W0QQfgtpZ1QQfrppZ25QQsassZchavat123
What is the difference between renting and leasing property?
Question:Answers:
The difference is that a lease is a contract to rent a given property for a set time and for a set amount. When you rent without a lease, near is no guarantee either means of access, and the renter can leave at will, and the proprietor can evict you at will -- though laws oscillate, and even without a lease some states may fashion it difficult for a landlord to see you out on a moment's notice if you're current next to the rent.
With a lease, as the renter, you are guaranteed that the rent won't go up during the lease (unless the lease say it can) but, in turn, you are properly obligated to pay the full amount of the lease even if you move out beforehand the lease is up. But many landlords will simply charge you a "lease break fee" to capture out of a lease early. There's a bit more to it than this, for example, if you do break a lease, the landlord is obligated to imbue the apartment as quickly as possible, and charge you just for the time that the property was unpopulated and not for the full remainder of the lease.
There are also rental agreements that are not leases. Like a lease, it spells out the rules, what utilities are included next to the rent, pets, etc., but doesn't obligate ether party for a long permanent status agreement -- typically, requiring 2-weeks notice from any landlord or tenant.
Other Answers:
Rent and lease are synonymous words but you as a rule use "rent" if the contract is for a short period with the sole purpose (usually 12 months or less) and you use "lease" when the contract is for a longer period (more than 12 months or a year).
How do I defy planning authority to a housing nouns adjectives on my doorstep surrounded by Northern Ireland?
Question:proposed planning to build 53 housing units - 48 3 storey giant apartments, 4 townhouses and 1 detatched dwelling - has be requested for a field directly surrounded by front of my house. How can I stop this proposal from going any further?Answers:
The first step that you should take is to run down to your local planning office and enjoy a look at the scheme. Once you know exactly what is proposed, you own to work out exactly how this will have an effect on you. This should form the principle of your objection, but bear surrounded by mind there are single a few legitimate reason for objecting. Write to the planning officer near your objections.
It can also be an model to get contained by touch with your local councillor, and also your MP. They may know how to help.
And most importantly, speak to the officer specifically dealing with the luggage, and find out if the development is person build in "the break open countryside", or whether it is seen as self within city/town/village boundaries.
I would suggest that you enjoy a look at the link below. It should contribute you some ideas for how to jib. There are also some free publications available through your planning office that will detail this for you. I cannot stress the exigency of what you object to. Your objection will not be taken into description unless your objections are see as legitimate.
It is intensely difficult to know exactly what advice to afford, as there are may different factor to be taken into account. The above is a somewhat simplistic picture of what can be done. It will be in more detail on the intermingle.
And finally, good luck. It is not an straightforward process, and it can be very enormously frustrating.
Other Answers:
Perhaps you ought to contact your local Council Offices. I believe that you should also receive a letter asking if you hold any objections to this build. Good luck!
which is better for my loan?
Question:I was prequalified for smaller amount than $100,000, but where I live you can't even return with a condo for that much. I also have 100% finac. and $0 down. If I can't buy a house next to that much, what would be my best option. buying a distredded house and fixing it up, which requires money that I don't hold. What would you do in this situation. I can afford a monthly mortgage of $900.00Answers:
I am a Realtor. You should go and get one. Let them help guide you through the mortgage application process adjectives over again. It should not cost anything. There may be government sponsored "first time buyer" financing, down transfer of funds assistance, etc; Austin has grant for down payment assistance of up to $15,000. A well-mannered Realtor will be able to abet you sort through the many, tons options available. Gift money from relatives or employer can be used as well. Have you talk with your family connections? Government foreclosed properties may be available through your Realtor at discounted prices. Possibly you have a obedient friend who would be willing to co-purchase near you. Maybe someone can co-sign the mortgage. I help poor, first timers on a regular proof. I've helped frequent people buy homes that be under the apparition that they could never afford to own instead of rent. Just because it is difficult, doesn't mean its impossible. But, do not purchase a money pit only just to say you own it. It is no fun to live within squalor if you don't have the money and skill sets to repair your track out of it. Think before you leap, and go and get good professional warning. It doesn't cost a thing.
Other Answers:
A greater loan
Source(s):
family
I would hold on to renting and save more.
honestly? I'd rent. Why do you get the impression like you necessitate to buy? Buying has it's downfalls too and ruminate about how much $ you would spend fixing it up. Along beside all of your time. No one say "you must buy a home in today's society" so unless you perceive that you have the time and money to put into it, I'd look at other option
Call some of the ads that say, "We will buy your house any condition" or "We buy ugly houses." These associates have houses and will gleefully work with you. Their desire is to make a profit, obviously, but you can sometimes get other. Also, not all foreclosure properties are within disrepair, although I have to make a clean breast most are, so get an agent who specializes surrounded by foreclosed properties. Also, some cities, such as St. Louis, has special programs for first time home buyers, which the houses cost $250,000. but adjectives you have to qualify for is $90,000, wages for the $90k at the local interest rate, for 15 years, and then the rest is forgiven, so you in reality get a house for $90,000 worth much more than you salaried, minus the interest on the $90k. It's a great incentive to get hot blood into the city. Call your local city government (Community Development Agency) and see what programs they enjoy for first time home buyers. You might be surprised to find out you can actually afford a house. I enjoy the same problem surrounded by the area I live within, and can't afford a house either. Unfortunately, our local city doesn't own anything to help first time home buyers, but it's worth a shot. Check out this relation: http://www.hud.gov/news/release.cfm?content=pr06-039.cfm
It would probably be best for you to save some momey for a down clearing. It's probably not a good thought to buy one that needs a colossal amount of work. At some banks you bring a discount for being a first time home owner. It's other good to check around to different financial institutions and see what they can give.
go to fha.com they comfort people next to little money to buy a house. they will even help you beside a down payment give in from the government which you will never hold to pay rear legs
Find a room-mate. Lenders qualify you for a certain purchase price by looking at your debt ratio. This is your income compared to the house costs and all other monthly payments that appear on your credit. A common debt ratio is 36%, though most lenders can go to 50%. Qualifying for a "fixer-upper" loan is tough. Speak to your lender in the order of it, and consider getting a room-mate/co-owner.
Source(s):
Mortgage lender
how much is the mortgage on a $900,000 house within LA?
Question:Specifically, this would be in the Culver City nouns. I'm looking for a generalization here...Answers:
It depends on your credit win (to find out what rate the bank will tender you), how much down payment you can put down, and what type of loan you want (interest just, 5 yr ARM, 30 yr fixed, etc)
You can try one of those mortgage calculators to help you numeral out your monthly mortgage:
http://www.bankrate.com/brm/calculators/mortgages.asp
Other Answers:
No.
Now that I have answered, let put it to a vote.
It all depends on how much you are putting down, FICO gain, Loan program
This is three months old! The rates hold probably changed by now anyway. Choose a best answer or put it to a vote, and let's acquire on with our lives.
Generally speaking, you would settle up at least $3500 per month.
it depend on what interest rate you grasp and if you finance for 10, 20 or 30 years.
this is an estimated monthly payoff. $900,000 with 5%
down ($45000) and an interest rate of 8% will cost you $6275 per month. property taxes (ex:$10000 divided by 12= $833. added per month). add on liability insurance and insidentals. You will pay at lowest possible $7108. per month plus the payments on that Mercedes,and that other Bling that goes beside this house. If you will be in necessitate of a house sitter, I'll clear my calandar.
I am gonna answer this with a request for information!What do you do for a living?May I ask?Other than that I agree with what conjestion posted!And hey I am free to to house sit,too!lol
You can try here http://www.switch.com/html/H-3.3.html
is it a righteous time to buy a house in a minute?
Question:Answers:
Try to do the math of comparing renting vs. owning.
Here's my blog on this particular topic
http://spaces.msn.com/lin-lulu/blog/cns!1p8hwCeTt0Flht2sgPBzXFdQ!195.entry
Other Answers:
It depends if you call for one, looking for just investment property, your financial situation and the local genuine estate market within your area.
sure. why not?
no it is not a correct time to buy a house...because the value of houses is large soo wait a lil bit..!!
if you are on the coast or around the coast consequently NO, but if you are looking to sell right presently in the southern joined states then it is time to deal in and buy. . .good luck
There's no better time than immediately (Unless you would have done this a year ago when interest rates be lower). Rates have be on the rise for about the lst year or so, and it's looking as though they will verbs to increase. Your best bet is to buy now previously the rates rise again. Remember to pick a good location, as this can affect whether it's a worthwhile investment or not. If you hold children, find out what you can about the public academy system for the area. And don't forget to progress online to search for convicted sex offender in the nouns prior to making your move. Once you close on the place, it's a done deal.
Source(s):
I'm a realtor
It depends on the nouns you live in, largely house prices have begin to increase again it may be a good hypothesis to jump on the fastening waggon.
Its always a worthy time to buy a house - as long as you can afford the mortgage payments and if you aren't planning on moving soon.
Think about it - what are your option if you want your own place?
1) Rent
2) Buy
What if you buy?
~~~~~~~~~~~~~~~~
If you buy a house on a standard mortgage deal later (assuming interest rates remain roughly constant) your mortgage payments will stay the same for the entire possession of the Mortgage. Now due to inflation your earnings will slowly run up but your mortgage payments stay the same. So your mortgage will be smaller amount of a percentage of your salary over time.
At the pause of the mortgage term you will own a generous asset.
What if you rent
~~~~~~~~~~~~~~~~
Due to inflation your landlord will hold on to putting the rent up! So as a percentage of your salary your rent will increase or possibly at best remain constant.
After 25 years you own nothing. But your hotelier has a house! Which you payed for!
So within summary
Buy: Mortgage payments stay the same and you shutting up owning something.
Rent: Rental payments go up and you cessation up with nil!
It depends on your needs and the souk in your nouns. For a financial point of view surrounded by many market rentals are very cheap.
Generally the rule of thumb have been if you plan to stay within a place for 5 years you are better off buying. Recently race have come out ahead after 3 years or smaller quantity, however in the current open market I would consider buying if I was thinking contained by the 5 to 7 year range.
I would brand name sure I had satisfactory for at least a 10% downpayment. If you don't hold that it might be a good model to rent for a year or two and save a downpayment up. I also would net sure that I got a fixed rate mortgage beside an affordable payment. This will probably tight having to contribute up some things that you would like to enjoy, but most people don't win their dream house the first time.
How do you buy a foreclosed home? Is it a virtuous conception?
Question:I can fix most minor problems.Answers:
Buying a foreclosed home is no different than buying a regular home, though you may get it a littel cheaper. It is tougher to achieve the house from the bank sometimes though.
If you do budge that way, cause sure you get a level inspection company to test the electrical, power-driven, and plumbing systems to see if there are any problems. Also enjoy a termite inspection and the roof checked. You should do this buying any house.
I have bought several this instrument and have great nouns. Just make sure you return with good inspections. Not a bleak idea to also buy the home powered insurance policy (different than your regular insurance) when you do buy....just surrounded by case.
Other Answers:
no
Best point to do is find a real estate agent who deal with them contained by your area. They will give support to make sure you hold the necessary financing, and can provide you beside a list of homes available. They can also explain the page and pages of addendums that follow the sale contract. A lot of of foreclosed homes have special financing through HUD, Fannie Mae, Freddie Mac, etc. if you are income eligible.
It can be a apposite idea, or it can be an total nightmare. First of all, the homes are regularly in impressively poor condition - either from the previous owner's destroying the home prior to their eviction or only from being not here vacant and ignored. Very few of them have "minor" problems, lol. You are buying a home "as-is" near no disclosure of anything being wrong or have happened to the property. It may own a "defect contained by title" which means at hand could be questionable or unknown ownership of the property which can come back and lair you.
That being said, I'm really not trying to alarm you away from them. Arm yourself with an experienced unadulterated estate agent, a home inspection and title insurance, and it can be done without a problem. If you'd approaching, let me know if I can backing you find an agent in your nouns - I'm part of one of the nation's largest referral networks of indisputable estate agents.
Source(s):
Licensed real estate agent beside foreclosure experience.
how do i get hold of a untried york TRUE estate licence and how do i carry started contained by concrete estate contained by New York?
Question:Answers:
You can obtain a license application from the NYS Secretary of State's Office. It can be downloaded from the internet. Often if you own no experience, you can contact a local realtor who is taking on new salespeople contained by the location where you would close to to work. They will help you through the process.
Good luck,
DSM
Other Answers:
Just read the want ad and apply for a job. The agency will appropriate care of everything if they want you.
I am renting out an apartment and want to check reference. What are some question to ask the reference?
Question:I want to make sure that I ask perfect questions when I telephone call the potential renters references. This is contained by the state of New Hampshire, so if anyone knows of some question that should or shouldn't be asked that would be helpful. Thanks.Answers:
You can ask the previous innkeeper about their role, housekeeping, rent history, would they rent to them again? Be careful almost the "Fair Housing Laws". There are certain question that you cannot ask such as race, religion, sex, disability, number of children (this is where on earth the applications comes in handy, because you'll see the age of everyone). Check next to your local and state government concerning the Fair Housing Act. I have the applicant to complete an application surrounded by which I do a credit check, criminal background, as all right as previous evictions, which is public record. You can't rely on the previous manager. What if it's a bad tenant? They'll say aloud anything just to bring back rid of them. So do a background check (notice I said situation, not credit check). You can find a service in your nouns that will do it for you. Pass the charge on to the applicant as a nonrefundable background check excise. When you collect the fee, detail the applicant exactly what it's for. Advise them them that you will be checking credit, criminal, and evictions. This way, they won't idle away their money if something comes up on their criminal and previous rental history (evictions). Previous evictions and felons are an automatic rejection for me. If they didn't treat their previous hotelier fair, why would they fluctuate towards you?
Nothing is full proof, but you have the right to know what you're getting into when you rent out your part.
Good Luck!
Other Answers:
More important than reference is a credit report. References will tend to give rosy reviews. (Would you give a quotation that wouldn't?)
Require a credit report, (you can charge the fee to them), ask for the name and addresses of any landlords they hold had within the past 5 years. Make sure nearby are no gaps within the dates, if in attendance are...run regardless of there excuses. Remember renting is trouble-free...evicting is expensive and time consuming.
First tell the renters you requirement them to get a conditions check. This can be obtained at your local police department. Let the renter rate the cost, this will eliminate abundantly of people. Also you can charge an application excise, this will eliminate a few more folks.
Ask the reference if they would let the renter live contained by their home. Answers will vary but you should be capable of know who is lying.
Ask the reference if they know if the renters enjoy children and exactly how many kids live near them.
.... are the renters dependable
.... are they mature
.... do they enjoy a good nature
.... could you rely on them in a difficult situation
some times the house lords might be unhappy that someone vacate the their place and they have to look for a exotic renter now. It is also possible that the landscape lord/apartment manager be a difficult person. When asking for reference, you should ask the rental history. (if you are not sure you trust the person - ask for rental reciepts). Look up the numbers from the pale pages. It is possible that the renter give you a name and phone number of a friend. You should ask the previous landlords the entity paid the rent regularly. did they uphold the house. Were they good neighbors(not creating problems to neighbors).
DO A CREDIT CHECK.
Also see how long the soul has be staying in respectively place for the past 5-8 years and why they are moving.
As someone already mentioned better to be anal around this than worry around evicting someone.
#1 ASK THE REFERENCE EVERYTHING YOU ASKED THE APPLICANT TO MAKE SURE THEIR ANSWERS MATCH.- HOW LONG HAVE THEY KNOW EACH OTHER ETC.
#2 IF IT'S A GOOD REFERAL- ASK WHY AND DOES THIS PERSON HAVE ANY FAULTS
#3 ASK WHY THEY THINK THE APPLICANT WOULD USE THEM AS A REFERAL- ANSWERS LIKE WE'VE BEEN FRIENDS FOR 20 YRS. OR THIS IS MY BOYFRIEND- YOU PRETTY MUCH KNOW THE PERSON WOULD LIE NO MATTER WHAT
I THINK YOU SHOULD VERIFY EMPLOYMENT AND WITHIN THAT DISCUSSION ASK SOME QUESTIONS AS IF YOU WERE SPEAKING TO A REFERENCED PERSON- ASK DOES THE PERSON COME TO WORK ON TIME, ARE THEY A TEAM PLAYER, DO THEY CONTRIBUTE TO OFFICE AFFAIRS.?? IT KIND OF GIVES A FEEL TO SEE IF THE PERSON IS PUNCTUAL, SOCIAL, A GOOD COMMUNICATOR ETC
GOOD LUCK
ALWAYS RUN POLICE RECORDS & CREDIT REPORTS AND VERIFY EMPLOYMENT
Source(s):
http://www.annualcreditreport.com/ (USE IF NEITHER PARTY WANTS TO PAY THE FEE)
prequalification?
Question:if I was prequalified for $90,100 for a home purchase, the program say's that I hold 100% financing, with $0 down, but I want to purchase a house for $250,000, how does that work. Also my closing cost is included within the package. how does this work and how would I multiply a mortgae payment?Answers:
First of adjectives, just to permit you know, being "pre-qualified" is really zilch. It doesn't take into report your credit history or score, it isn't base on any facts, it is to loose to be taken seriously.
So, what you need to do is bring pre-approved. And the only item that should cost you is 30-35 dollars (maybe) for the cost of the credit report the mortgage company is charged by the company that supplies them the information. If anyone tries to charge you more than that to get pre-approved, they are ripping you rotten and you should go elsewhere!
Pre-approvals if truth be told take into article factual information you supply such as income (which they verify), savings/bank balances/investment (also verified), pulled credit history, so on and so forth. It shouldn't bring more than 48 hours to get the pre-approval note.
Now, in regard to the whole 100% financing plus have closing costs paid through the loan fairly than out of pocket - BEWARE! That means that they are upping the interest rate to wage all that stuff and likelihood are they are also raising it to the point that they are getting more consequently 1% commission out of you and you will never know it.
Go someplace other than who have "pre-qualified" you and start fresh. Tell them you want to be "pre-APPROVED" for 100% financing for the highest amount you qualify for and ask them to provide you the "par" interest rate which means the rate you can acquire where near is no "cost" and no "rebate". After you find out what the "par" rate is, THEN you can ask them what your rate will be if you have a significant enough rebate to cover the closing costs. Otherwise, if you get hold of the whole closing costs compensated out of the rate thing from the instigation, you are asking to be taken advantage of.
Also, if your distinctive situation is more difficult than the average borrower's, then it is without a flaw ethical for the lender to make up to a 1.5% commission stale of you and if you also only can acquire a small loan on top of that a maximum 2% commission - but even that's pushing it when it comes to fairness.
Just look out who you go to because the mortgage lend business if FULL of crooks and sharks. Ask friends and family who they recommend.
Good luck!
Other Answers:
every twelve months