How do you find out if your house is a programmed building within scotland?
Question:
Answers:
a newspaper?
ask the council !
im sure you would own been told when you bought it or if it become a listed house after you bought it they have to have told you!
progress to your local council for advise!
You would know already largely, they have to share you when you buy it or if they list it while you are living contained by it then they own to petition you to tell you. If you are still unsure afterwards get contained by touch with your local council and ask them. We be unsure if the brick built air attack shelter in our garden be listed, as it is used surrounded by several displays in local museums, it is not as we checked but resembling your own situation it is better to err on the side of caution.
In add-on to asking the local council, you can also search here: http://www.historic-scotland.gov.uk/list...
Has anyone ever hear of Live Well Financial surrounded by Richmone VA.?
Question:
Answers:
The company is located on:
20 North 20th St., Suite A
Richmond, VA 23223
The registered agent is Michael C. Hild.
The company was incorporated just 2 months ago on May 11th - since the company is recent, their intent is likely to spawn money from unsuspecting seniors now that the sub-prime mortgage bazaar is no longer a cash cow.
no =)
There's a firm by that signature that does "reverse" mortgages to seniors. Not sure where it's located though as their website doesn't enjoy a contact link or record any street addresses. That would concern me, one-sidedly.
Yeah.. I use to work for them! This is not a good company. This company is going to step down in flames. If you know whats best for you... basically keep going and I promise you'll find something better
Can I trade my house and donate some of the money to a relative?
Question:
I am selling a house and moving into an assisted living situation. I will have more than adequate money to gkeep me a float, I would like to donate a portion of the money from the sale of the house to my daughter. Can this be done?
Answers:
There are several things involved here:
1- Capital Gains.- underneath Tax law you as a single individual are allow to write off $250,000 contained by capital gain,, on the sale of your house. So if you vend it for less than that, your ok. But If you deal in it for more than that, and do not buy another house (which it sounds like you won't) in 2 years. You will have to income Capital Gains on the difference.
2- You are allowed to Gift only up to $10,000 a year to respectively person. Any piece over that you will have to compensate taxes on. The person you Gift to will also hold to show it as income and pay taxes according to their income.
Of course. Just mind on capital gain. Use an attorney and a trust for her or she may have to discharge taxes as well. A trust is cheap to set up.
Yes, you can payment a person up to $10,000.00; but in that are other things you can do as well. You might want to consult a financial planner or an experienced estate accountant for ways to maximize the return on your windfall and minimize the excise bite (the most important plea! and well worth the cost of guidance believe me). You are very nice!
Absolutely you can its your money once the transaction is made you earn the equity in the home at hand for you can do with it what you want.
as you would expect
You sure can, unless of course you hold inherited or own this house below certain guidelines which prevent you from doing this next to the money, but that seems far-fetched...
if your really worried popping into your local hill and just doing a couple query with some financial manager should help you out!
yes you can ==but the money you make available her may be subject to taxes = you might check with you accountant formerly you transfer the money == it might be better to do it over a time of year of several years.
If you have have the house for at least two years as your primary residence next you are EXEMPT from capital gain tax upon the public sale of your home and can do with the money what you craving.
This has be the standard IRS practice for quite some time and any CPA would be content to confirm it.
I wish you luck.
What is the price length for replacing community pool key?
Question:
I lost a pool key and my mom is making me discharge for it so Ineed to know how much money I will be spending.
Answers:
Here our associations charge us $75.00 to replace a key. Each association is different. You would want to find out what they are charging her..or maybe she is going to cushion the bill for the aggravation factor..us mothers can do that! Someday you will work out!
Probably around $25. You should be more careful, some places do not allow you to replace it, they craft you go short.
For up to date construction loan: Can we get hold of a loan if we want the builder to finish the shell but we finish inside?
Question:
My husband and I are looking to build a new home and would similar to the builder to take it lone to the studs. We have closely of construction know how and want to finish the inside ourselves to save money (We will subcontract some of it out). Will the edge loan us enough to pay envelope the builder and buy the supplies we will need to finish it? How do we dance about doing this?
Answers:
yes you can gain a loan like this -- but you will requirement a complete detail estimate of how much it will cost to finish out the house === i did the very same entity == i took out one loan for the construction and a separate loan to finish the project. you want to set up the 2nd loan on a line of credit where on earth by you only draw money out as you involve it. i do not know your schedule but you will find that unless you are working at this full time it will give somebody a lift much longer than what you plan == that is why you want a strip of credit type loan so you are only paying interest on the money as you use it. same bearing with the insurance == you will want to work next to you agent so as the value of the house go up so does the coverage. i wish you the best of luck and hold smiling because you two are taking on a task that will be putting a big strain on your personal duration but it can be very rewarding surrounded by the long run.
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Resort Equity Mrkting a timeshare buyer/seller company enjoy offered to market my time share, are they reputable?
Question:
Answers:
If you go to G00GLE and type surrounded by some keywords that company is no where to be found, and since over 90% of adjectives timeshare resales happens online it is terribly unlikely they are a good company. I made a successful mart of my Mystic Dunes timeshare (Orlando) using www.sellmytimesharenow.com Here is the research I did before choosing a company
1. I checked the BBB report on the company
2. I made them provide traffic and proffer reports
3. I acted like a buyer on force out engines and only inquired beside easy to find, top rank companies
4. I searched online for complaints something like the company.
All this took me a couple hours (the final decision took days!)
I also posted on free sites at one and the same time and recommend you do the same as resourcefully.
I wish you the best contained by your venture!
I own never dealt next to that company but you need to be leary of adjectives those companies that say they can go your time share fast, near is usually a catch. I would articulate to a real estate agent, they do business with adjectives types of real estate and can probably return with you more money. I found some great seller tips that may lend a hand
http://www.deedeehomes.com/pagemanager/d...
It is doubtful. Some say they can put up for sale it because they will finance the buyer and are significantly motivated. The fee is usually dignified for them to advertise it. If you're timeshare is apt, why sell? You won't go and get what you paid for it. It is similar to buying a vehicle.
How do you subtract the total square foot your house is??
Question:
Answers:
measure outside dimensions:
length (x) breadth (x) each floor = gross sq.ft. (-minus) garage or underground store space which is not counted officially as sq. ft. of living space,
please see the fallowing pattern
1.www.coolhouseplans.com
2.www.dreamhomesource.com
3.www.homes101.net
4.www.demesne.com
Around the outside of your foundation. Second floor is for a while harder but it is supposed to also be around the outside of the house. Porches, garages don't count.
Bay windows own to be added on and weird shapes spawn it hard but freshly add up the rectangles and nearby it goes.
There are computer programs that will clutch a house plan and add it up for you.
One weird and wonderful thing, if you own a house that is not a simple square or rectangle and you invite two different professional appraisers over they will usually be stale at least 3-5% from respectively other.
My lanlord wishes me to move out contained by exchange for money and is offering 5,000 dollars is that the most I can bring back
Question:
Is there a channel that I can get more money from my Lanlord.
Answers:
Are you surrounded by LA proper? Under rent control? If so, evictions for major remodeling are no longer allowed. They're risky. So, you might be able to procure a lot more money out of him if he really requirements you gone.
That aside, the relocation fee for officially recognized evictions is $3,450 unless you have a minor child, are disabled, or are a senior citizen. In that armour, the relocation fee is $8,550. I would pocket that into account when decide to take his grant or not.
Also, think in the region of the increased cost of rent, other deposits you'll have to put down, and moving expenses.
You will inevitability to work out your numbers and know your worth. Asking for unreasonable sum may back-fired.
Are you looking a GIFT HORSE in the mouth here ?? FIVE GRAND to move and you are curious the offer ??
Everything is assignable, but there is no approach we can tell (unless you want me to verbs out that magic 8 ball)
You are not saw why the landlord requirements you to move. Is he/she selling the property or wanting a relative to move in? $5000.00 relocation is more than noble. Don't be greedy.
Follow Up: For Los Angeles, that is comparatively generous for relocation. All I get in a similar situation be $3000.00 and my security deposit, when the owner of my building required to renovate and retrofit.
Just try to negotiate, say I be really just getting settled within and moving out would inheret other fees; moving truck, movers, gas, security deposit, the time looking for unknown places, etc. Don't high-ball him instead make it a alluring offer so he can throw one subsidise, try offering 7,000 and hopefully he will respond with 6,000.
depends on where on earth you live, if your in enunciate NYC in a rent control apt, you would be foolish to run the 5 grand! It would cost you mode more than that for the first/last months rent and a deposit, not to mention moving cost, electric, cable gas, Internet transfer fee's..and MAYBE a brokers charge...talk to an attorney in the past making a move!
There is no legal entitlement. Get anything you can negotiate.
Although your landlord can't force you out for the remodeling project if you hold a lease, he could damn sure make you preference you had taken the extend with adjectives the noise and dust involved next to a major renovation project.
Whether or not $5k is possible depends upon a lot of factor. If it's a $10k a month high-rise, it's a joke. If it's a typical $900 a month flat it's probably a more than carnival offer.
If you are getting your guarantee deposit back and next some, take the buy and sell.
Most landlords wouldn't offer money to move.
If you find greedy, he would rescind the offer.
Renting an apartment ask?
Question:
I live in Indiana and yesterday I go to go sign and lease a contemporary apartment. The Apartment person said that I have to make a indisputable amount of money per month to live there. That if I made underneath 2800 a month then I could not move within there. And they needed a copy of my ultimate years W2's and a recent paycheck stub...are they aloud to do this?
Answers:
yes. they can't legally expect you to reimburse the rent if you don't make plenty money to pay it. this is roughly 33% of your income, and this rule of thumb is similar when applying for a home loan. (also for an auto loan)
Yes they are, You are required to craft three times the rent in demand to qualify.
I don't know about Indiana but within California it is often done and is allowed. The reason they do i.e. because they want some sort of assurance that you can afford the rent.
I would assume that the place you're talking going on for knows the decree in your state and is in its' right to have such a stipulation.
i regard that's stupid. this is the way it should work if you don't hold a job or doomed to failure credit you should have to reward a little more money. and afterwards its up to you to pay your rent prompt or get kicked out. not a soul should be denied an apartment or house.
Yes they are ALLOWED(aloud isnt what you meant huh?)to do that to get sure you make satisfactory money to pay the rent!
I've be a renter for a long time. Unless you live in a dump, you own to qualify. They can ask for any income info they wish. Sometimes you can find a place that requires you to trademark LESS than a certain amount ($25,000 a year or so), but likelihood are good that you won't be completely rewarded with adjectives of your neighbors. My suggestion is, as soon as your lease is up, look into real estate. I've fruitless a lot of easier said than done earned money within rent, and now every time I plan on buying, I chicken out and rent again.
yes most hotelier require you to make three times the monthly rent and can require proof of income
hi its blue i live within england,in our country you enjoy to put up a bond of the amount of money that the landlord reqires,this is approaching a months rent in mortgage,if i were you i would be enormously carefull.what you are doing ,these are very personal things and within the wrong hands they can do a lot of wrong, catch you soon blue
Of course they are allowed to do this. Their concern is that you enjoy adequate income flow to variety the monthly rent payments.
Credit/income is not a 'protected class' under Fair Housing rules.
yes thats everyday. most companies ask that your income exceed 3 times the monthly rent. by bringing a w2 u can prove this or u can bring a letter from ur employment stating ur income. usually nation run ur credit to make sure theres no prior evictions on dictation.
What to do when someone owes you $1,000 and won't bear your call?
Question:
Well I was going to rent this apartment for $1,000 a month so I rewarded the owner a deposit of $1,000 to reserve it. However, the owner went and rented it to someone else for more money. He said finishing Wednesday to call him Friday to arrange a time to pick up the money, however since Friday he hasn't be picking up the phone.
This guy is easily worth millions, so I am baffled why he would be playing these games. What do I do?
There is no small claims court surrounded by my country, and taking him to court would mean I spend more than I catch, if I even get anything at adjectives, plus all the idle time.
Answers:
Do you have a delivery for the deposit? If you do, send him a Certified Letter, Return Receipt Requested, demanding that he return the deposit to you. Document respectively and every time you try to call him contained by the meantime.
Actually, if you can document that he owes you this, he would be responsible for paying your attorney fees and court costs, but it likely wouldn't gain that far.
if its a waste of time next dont bother. if you really wanted your money spinal column then you would dance get it.
Sherri C is right. And How do you conjecture people seize to be as wealthy as this guy is? You may enjoy to let it travel if there really isn't some form of small claims court where on earth you are.
Especially if you don't have adjectives the proper documentation.
Otherwise, you're only fate is to "embarass" him into paying. Catch him in a public forum where on earth his reputation matters and protest loudly the debt, while showing your proof. Someone next to that kind of money probably relies on how trustworthy his word is to bring back business done.
take him to court
No wonder why he is abounding. LOL.. As Bill Gates (in simpsons) puts it, "I didnt get rich by writing checks"
I am renting my first apartment soon and they want a co-signer (my parents) but my parents declared ruin
Question:
Should or would that be a problem? It ask on the application if they have but I wasn't sure how much it would relocate things.
Answers:
Do all landlords surrounded by your area require a cosigner? I'd conceivably see if you could find someone renting out a room to a roommate or something, build up a rental history with them, and use them as a suggestion in a year or two.
probably will effect, depending how long ago they file
find someone else with better credit.
yep it will affect it. But hey dispense it a shot, if your parents have honest rental histoy it can still work
Hello,
When you are co-signing they ask for the co-signer's credit history also so you'd best find someone with a better journal,
Michael Kelly
You need a co-signer next to good credit, so they can't co-sign for you.
What something like an uncle or aunt with better credit? Grandpa?
It seem to me the ladies and gentlemen who own the building and/or manage it have at least one problem-tenant.
Just close to you, those folks have a position to do. They have bills to wage and expenses to meet - only like you.
Requiring adjectives 1st-time potential/prospective tenants to hold a co-signer from a more responsible, financially-savvy 3rd party, "they are covering their assets". They transpire to be well in their rights & I TOTALLY agree with them.
For my inherited and me, "it takes lone 1 bad apple" to spoil the situation for everyone else following that impossible apple. You can thank that first "bad apple".
How going on for another 3rd party?
Uncle, Aunt, grandparent, friend, elder sibling, mentor, minister, etc.? The worst answer you may get is "No". Other than contained by love and romance, "No" never hurt any one.
You probably gave them money to do a credit check, didn't you? Due to the certainty they probably invested the money for that credit check, you probably lost that amount.
We (my family) require an additional deposit beside every rental application. If you gave them an supplementary deposit to "hold" the apartment, you should be able to obtain that additional deposit returned to you inwardly a reasonable time of year of time - whatever that time term is in your state/county/municipality.
You'll hold to ask about that.
AND/OR beckon the person who took your money and application. Ask him/her, "What is management's policy for returning deposits and credit check money?"
How almost forgetting this particular apartment and going to other possibilities?
This may be contained by your lease. If its not, INSIST ON IT being made part of the pack of your lease. This is to protect YOUR security deposit and other deposits.
I'm sorry to say-so and tell you: There are STILL some enormously unscrupulous landlords and rental agents out there.
PLEASE DON'T drop for that garbage or
toro poo-poo: "Its superfluous." OR "I/We don't or won't do that." etc.
I'll give you a HUGE tip for your first apartment and every adjectives apartment, home, condo or building you happen to rent.
Here it is: Once you draw from your hands on those key, DON'T move anything into the property - not even a bag for trash or a box beside your favorite possesions. NOTHING!
Go into the property and start making a list of EVERTHING YOU SEE AND FIND WRONG WITH THAT PROPERTY. Your schedule can be as long or as short as you want.
The list should be surrounded by your very best handwriting and prepared contained by a room-by-room or area-by-area fashion. Do both the inside and the outside of the property. List appliances not properly working; broken, cracked and/or missing window; holes in screen; nails, screw, and/or holes in walls and ceiling; scratched-up and/or stained counter tops, floors and carpets; etc. Don't forget storage areas, garage, carport, storage buildings and areas, etc. Got the opinion? Good.
You could also take pictures. JUST TO BE CERTAIN!
After your roll is prepared, bring in the table or desk for your computer. Then bring-in the computer and bench. Set up the computer.
That very best hand-written catalogue should be put on your computer or scanned to a disc or DVD.
After doing that, prepare a letter to your hotelier or agent: DO NOT send any e-mail.
Date: _______, 2007
To: Landlord or agent's baptize,
address & ZIP.
RE: Apartment #, building # and address with ZIP.
Dear ______:
As we discussed [and as fragment of the lease], following is a list of adjectives the things I found wrong with the above property on this date, between [insert the times within the blanks] _____ to ____:
Put the items on the list here - freshly the way I informed you.
Thank you enormously much. Have a great day!
Very Truly Yours,
Following your signature, put the address of the property and adjectives the ways for the landlord or agent to contact you.
Print out the reminder. Print an envelope.
Mail the list - first class messages - to the landlord or agent.
Your not moderately done. Put a copy of that same letter and index in an envelope, mail 1st class, back to you - near your name and address.
When you receive that letter, DON'T OPEN THAT LETTER. Put it near your lease and other important papers. Do this reminder and list inwardly 3 to 5 days. [The first day is best.]
Want to "wear belt and suspenders"? Talk next to a trusted friend or relative about the record and your intentions. Ask if its OK to send a copy of that same epistle to them. Ask them not to open it, but to put it within a very secure place. Send a copy of that same letter to your trusted friend or relative.
As it other does, time goes by. You live surrounded by the apartment for "X" years and you want to move on. You look for a alien residence and find it
You give your present tenant or agent the proper notice of terminate the lease. In that very same mind, you give them a forwarding address to convey your security deposits and other deposits - together near interest - if applicable.
Low and behold: 1 month goes by - no check. You christen and get someone on a voice e-mail. You leave a message. 2 weeks progress by. No response.
Meanwhile you log ALL the days and times you call and what message you gone.
2 months: ditto.
3 months: DITTO.
You had adequate and decide its time to acquire YOUR MONEY. Go to small claims court. Bring suit against the landlord AND agent.
The court date comes. You stir to court dressed in your tremendously best clothes - complete with jacket and tie AND shine your shoes. [You may discover the manager or agent continued or postponed the case to a adjectives date.]
EACH & EVERY TIME YOUR CASE IS CONTINUED, YOU MUST SHOW-UP FOR COURT, DRESSED IN Y(OUR BEST, BRING ALL THOSE UN-OPENED ENVELOPES, together with cancelled checks, money proclaim receipts/stubs, your signed copy of the lease - together with adjectives other expenses you were resposnsible for paying AND you compensated.
You present your side of your case. The innkeeper or agent presents their side. You ask questions. Your question are answered.
They ask questions. You answered them - NOT rude or next to an attitude. BUT like a male - cool, calm, collected.
The mediate may ask if there's anything else you would like to right to be heard or show the Court. What do you have? Yes, you hold ALL those unopened envelopes with the date and times and the items wrong.
The Court open them and reads them. What do you muse will happen?
I craving you well.
VTY,
Ron B.
What is the best type of mortgage loan for the lowest monthly expense?
Question:
30 year fixed? 2/1 ARM? I need a loan beside no PMI and low points and the lowest possible mortgage payment a month. What Im working beside:
Credit score 600
Annual assets (Salary) 34500
Monthly Debt: 70
House loan amount: 106000
Available to put towards closing costs (Including down payment) 12000
Any thinking?
Answers:
obviously you haven't be watching or reading about the mortgage meltdown. 30 year fixed and in no doubt lenders will ignore the rip rotten PMI crap. Shop around but insist on 30 year fixed.
I think you hold a lot of option but need to look into a few different lenders to see who will bestow you the best rate. I would think that most lenders will work near you. This site also offers some appropriate information, but it's more centered on investment properties: http://www.investmentpropertiesinfo.com/...
I found the best information & options here. Good luck!
http://all-mortgage-calculators.blogspot...
I own programs for individual with midscore of more than 600 which will allow you to walk without PMI and obviously a low payment.
If you meditate that all of your score are more than 600, please get contained by touch with me for 24 hour approval.
Who should go and get the house? My endorsed rights?
Question:
My boyfriend and I bought a house together (in both our names) things have really go sour in the end 8 weeks.A break up is a great possibility. He says he get the house cause he is the borrower and I'm the co-borrower. I own 2 children and no money to leave.Where do I rightfully stand?He wont leave
Answers:
Hello,
Experience seeing other populace in your situation is that the house will be sold and any money departed after the mortage is split 50/50.
Michael Kelly
go and see your advocate on that !
borrower or co-borrower does not have any barring on this, if both your name are on the deed, after each of you own a partly interest in the home, best bet is to flog the place and split the profit 50/50
but no one get the place outright each bash has a legit right to partly the profit, either one entertainment buys out the other or sell and split
Talk to a attorney. Get the money. You're not married. Laws will be different for you. I would chew over, it has to be split. Who is making the payments? Proof? Are the children his?
If as the co-borrower you want to flog and he wants to stay, he'll hold to buy you out or sell and spit the money. You probably won't procure the house though unless you land a wearing clothes lawyer.
You are both 50/50 owners, and he is lying to you.
One of you will hold to refinance the home to get your pet name off of the mortgage file...that is the one and only way to split the equity, of which you are entitled to 50% to.
If you involve out of the home, you can get a Real Estate attorney who will directory a motion to force the sale of the home, and will directive the proceeds split 50/50.
That is about as much cooperation you will receive from the court, since you are not legally married. If you be married, a judge may enjoy allowed you to stay in the home and have him pay a correct portion of mortgage until you could do something by yourself or give you more time to flog it.
That is why I never advise clients to buy houses unless they are married...not a moral issue, but a wicked legal one if something go wrong.
Both of you will have to move if ONE of you cannot qualify for the mortgage on your own.
If the house is within both your names, consequently you own it jointly. If it sell, you each win half - run out of story.
In Law, this house should belong to the person who's designation go first. If you assume is not fair, you can find a advocate to fight him next to this.
Good Luck!
He is incorrect. Your Interest is 50%. However,since you do have 50%, you are entitled to 50% of th homes equity. (The amount the home is worth over the amount owed)
If you establish to take equity and move out, be sure to "Quit Claim" the property to him, and bring back a copy of it over the Lender, in the event he become late on the payments. Youdo not want that to rin your credit. I do not know wat state you live. Som states enjoy "Community Property" laws.
Good luck
Your children don't hold any bearing next to this. The house is half yours, one can buy the other out by refinancing within one name and giving the other the 50% or you vend and split it. You will get smaller number selling, but it will seem more honourable.
What does a 4 bedroom / 3 bathroom house cost surrounded by Springfield VA or 30 minutes from it? Most cost influential plz
Question:
Say a person lives contained by Colorado Springs, CO and wants to move to slightly southwest of Springfield VA. We enjoy a family. We want to be safe and sound. We want at least a 3 bedroom 2 hip bath house. What nearby town to Springfield VA should we live surrounded by? Thanks.
Answers:
Very expensive in Northern Virginia. Try Woodbridge or Fredicksburg Va down I-95. During Rush hour 30 minutes can be 2 hours!!
Neighborhoods within queens?
Question:
I plan on moving to New York and I'm considering moving to Queens since it has some of the most affordable housing. So I looked-for to what are some good neighborhoods to move to that are close to Manhattan. I want to check out neighborhoods where on earth a lot of young-looking people live approaching myself.(18-21+)
Answers:
I used to live in Long Island City, one subway stop from Manhattan. My neighborhood wasn't adjectives that diverse back consequently -- mostly Italian and Brazilian -- but times have changed and it's in a minute a hot neighborhood that attracts a lot of youthful people. Of course, presently I'm priced out...
Sunnyside is nearby and pretty diverse. Jamaica is a bit more of a commute. I used to work in that, and my commute by subway from Long Island City was going on for 30-45 minutes. Add in walking and waiting time, and it's more or less an hour or more. There are nice sections of Jamaica and ratty ones, so you'd own to look around, but it is predominantly black (not necessarily African-American -- there are lots of West Indians, too) and have a lot of other ethnic groups, close to Arabs, Indians and a variety of Hispanics. I'm not sure what you designed by Queens City -- maybe Queens Village? That have a sizeable black population, plus a good number of Guyanese. I don't recommend it if you're trying to commute to Manhattan, though, because at hand is no subway there; you'd enjoy to take a bus to the subway.
try rego park
in close proximity YOUNG WOMEN'S LEADERSHIP SCHOOL, 109-20 UNION HALL STREET, Queens.
I love Queens
For rent I found the best options here. Good luck!
http://www.realstateamerica.com/ciudad.p...
Astoria/Long Island City are the closest neighborhoods within Queens to NYC (just over the bridge) with plenty of artists and infantile professionals in residence. Check on Yahoo or G00GLE map; the zip codes 11101, 11102, 11103, 11104