What is the difference between a Land Contract and a Lease Options agreement?
Question:
My cousin is a Real Estate Investor and he is trying to help a household sell near home. They told him that they do not want to do a Land Contract, because they are afraid they won't qualify for a mortgage? Is there anyway for them to procure around this? Also, he said when he spoke to them on the phone, He mentioned a lease option, not a Land Contract. How could he explain the difference? What do you believe would be the better option, a lease route or a land contract? Why do you get the impression that way?
Answers:
The difference between a lease resort and land contract, essentially is the buyer's intent. A land contract is a form of agreement where on earth the buyer is making installments on a purchase, almost like a mortgage near the owner holding the note. A lease likelihood is similar but it is viewed as a form of rent where on earth they have the "option" of buying the house but may prefer not to. Both can negatively affect the credit of the homeowner because they can be viewed as overextended by a potential lender.
Prices On House Sitting within Ohio, United States?
Question:
I am going to be doing some house sitting for a family partaker. Even though I do know them well I am charging them money because first of adjectives I have a busy natural life (School, and poir commentments.) and second I know it is very pricy for a house sitter, so surrounded by return I would be cutting them a promise. They will be gone for 2 weeks. Which means 14 days. I requirement some websites for house sitting.Prices.for pet sitting/house sitting. Thank you
Answers:
I house sit for my friend, for free. I get to use the hose, electricity, food, and satellite tv.
Bait & Switch by a mortgage broker?
Question:
I got a GFE from a mortgage broker, he have run my credit and said I can get this loan he illustrate in the GFE. Now after I enjoy paid for an appraisal he is recounting me that the lender ran my credit and my chalk up has gone down. I subsribe to my fico and per my fico in attendance is not another inquiry besides the one he ran. He in a minute wants to hand over me a way difficult interest rate, I told him I want proof that the other lender rejected me and he says he can't provide such, and i want a copy of my credit report showing that my gain had gone down. They do not want to provide me this info. any. I feel that I hold a right to this information. I have very soon filed a complaint next to the BBB and am planning on contacting the DRE. I am disgusted with this situation and barmy as hell!!
Answers:
The Better Business Bureau is not going to help you...but the BANKING COMMISSION within your state will.
You are SHARP! The broker had no business order an appraisal before he pulled your credit. That is putting the pushcart before the horse.
You bet your dollar that something is fishy...and a bait and switch is exactly what he is doing contained by order to wipe his own pocket.
My recommendation is to recount him to REFUND your money for the appraisal immediately, so you can walk to another lender. Go to a MAJOR mortgage company, such as Countrywide, Wells Fargo, HomeBanc, pick any of them just be paid sure they are a direct lender. Ask to speak to the branch manager, and explain to them what happen and that you need someone EXPERIENCED to move this transaction promptly, not some newbie that just get his Loan Officer's license last week.
If he refuse, tell him if he doesn't, you will walk to the banking commission and record a complaint that he is in ruin of Fair Lending (b/c he is...he won't give you evidence of WHY he is charging you a difficult rate), and watch his facade turn white.
Good for you! Your story shows that you don't have to know the ins and outs of the mortgage business to know when something isn't right!
Yeah, it does nouns like they thought they would transport you in but you outwitted them and they get caught. If the appraisal fee be less than $5000 next take them to small claims court. I consider you'll win.
Go going on reporting them to the BBB, I wish more society would do that.
Good luck.
Very common practice and intensely shady, remember that mortgage brokers make more commission if they trade loans at higher interest rates or next to points. The lender tells them at what rate they will nouns the loan then a shady broker will append to it. Go to a bank or a reputable broker.
You hold by Federal Law the right to view adjectives credits reponses.
Go to your states Real Estate Commission and report this SOB.
go win him! I had a friend that go through the same stuff when she refinanced her house. They kept trying to up the interest rate and they took months and months. She finally get tired of it all and reported them to adjectives possible places. Some people believe they can get away next to anything. It is a moral oblication of anyone screwed to turn them in to every institute that can cause them a hassle. It's the lone way to attain rid of them. Never forget the state attorney general.
Hi, my nickname is Dustin and I am a mortgage consultant with United Lenders Group within Sacramento, CA. (www.unitedlendersgroup.com).
I will tell you straight forward that you enjoy a right to MOST documentation. We are technically not required to provide you the entire credit report until the loan funds because I pay for every credit report I verbs out of my own pocket, $30 each. However, I AM required by regulation to disclose to you ALL three scores, consent to you know I use the mid score, AND once I find a lender and they adopt & pre-approve your loan scenario, I have to provide you documentation within form of the RESPA (Real Estate Settlement Procedures Act) disclosures. In those disclosures, you should find the SAME three scores I originally quoted you at the time I originally run your credit report AND which score the lender is base your loan pricing on, the middle score.
Also, it is NEVER basic for a lender to re-pull your credit. When I submit a file to a lender after they pre-approve it, they can upload my credit report from my system since they are dutiful for 30 days. If your transaction takes more than 30 days, later yes, credit has to be repulled.
So, base on what you are telling me, it sounds resembling a bait-and-switch. There are always infallible situations where your mark may go down, or lenders do contained by fact tweaking their requirements, sometimes overnight. The way to avoid this is to "lock" a loan, most of the time this have no obligation to you the borrower. He may own forgotten to do this, and after your appraisal when it came time for the lender to process the loan, rates may enjoy very capably gone up. This was his mistake, and he might use credit as an excuse to cover it up.
OR...and this is true, brokers are remunerated a commission from lenders depending on the rate of your loan. This is called YSP (Yield Spread Premium). If you don't want to reward any points up front, then the lender pays the broker YSP for deliver them a loan with a high rate. You unfortunately can't enjoy both...a loan with not points and the lowest rate possible...ABSOLUTELY no from of money lend works that way.
It sounds close to the classic bait-and-switch...quote you low rate, have you pay cheque for appraisal, then make higher the rate in hopes you sign so he can kind more $$$.
If you are still in the marketplace, feel free to email me at dbowers@ulgco.com and I will cart care of you. I will brand you a deal...contact me and if I can do a loan for you, I will sort sure the cost of doing the loan was smaller number then the one you be working on now.
Get meaningful tips on mortgage from http://moneymentor.cashmatter.info... . It's a very adjectives website.
How are material estate agents rewarded?
Question:
Do real estate agents attain paid a dais salary over commission of is it just commission one and only?
Answers:
Generally speaking, agents get salaried on commission. The person adage 6% is only in part right when it comes to commission. Sure, the agreement for selling your home may be 6$ but generally to be precise split between a buyers and sellers agent, so let's read aloud the agent gets 3% of that. Then, they hold to pay a set percentage or amount to the broker that holds their license and sometimes even their company within general. So seldom does a real estate agent win the full 6% even if they act as both buyers and seller agent, because they still have to take-home pay the broker.
In some cases, they can be paid surrounded by a different fashion. Everything from salaried to part of the pack salary/part commission. However, it seems as if this is smaller amount common.
Depends upon the agency. There is every method that you can conjure from a straight salary to pure commission base sales citizens.
They get something like 6% of your house, so about a closet or a bathroom. Hope you don't mind roommates.
from my experience it is commission solitary because real estate agencies enjoy no other income. how could they have other money?
Commission solely. The commission you receive is negotiated between you and your principal broker. Then you enjoy to split this between you and your office.
a solid estate agents get [aid base on commission. those who gets remuneration and commission are sometimes offerred in the flea market, however, the comm are usually much lower.
Which is the best / generous method of alloting industrial / commercial plots surrounded by Noida / Greater Noida ?
Question:
1. Bidding
2. Auction
3. Open tender
4. Closed tender
5. Direct Allotment
http://www.indiasupermall.com/question.p...
Answers:
There can't be one fair method for alootment of industrial / commercial plots. For plots surrounded by prime commercial locations auction is the best method because it fetches a impressively good price. But if auction, bidding, open out tender will be used for all the plots than big fish will swallow adjectives the property and new entrepreneurs will be forced to run in attendance buisnesses on rented properties. So direct allotment through draw of lots can be used in current industrial / commercial sectors and auctioning is best surrounded by established commercial hubs.
Bidding
if you are looking to advertise property or buy/sell/rent property contained by Noida then the best place is http://www.99acres.com/delhi-real-estate...
What to expect from first Mortage?
Question:
If Im looking for a 30 year fixed mortage and looking to spend 200k- 240k. With no money down what can I expect my monthly payment to be around? Ballpark?
Answers:
700-to 900 monthly
depends on your intrest rate and weather or not you include your insurance and taxes contained by type up amortization calculator and it will tell you
Depends on your credit and the rate you obtain. But ballpark (and I mean ballpark) I would expect somewhere around $1350-1450/month (not including mortgage insurance and other stuff).
Try the mortgage calculator available on the site below
http://www.mortgage-calc.com/mortgage/si...
We are getting a mortgage through Wells Fargo.?
Question:
Originally our mortgage broker said we were going to attain this great mortgage that included 100% financing, a 6.3% interest rate and NO Private Mortgage Insurance. Now, as the paperwork is coming through, our interest rate is up to 6.8% (which we are ok with b/c I know until we lock this within it could still go up), but presently I just read that we own PMI. WHAT THE HECK?! Is this something that I should question or basically go next to the flow? Were we stupid to believe that we could get a mortgage short PMI and not 80/20? What are your thoughts...
Answers:
You might have looked at APR which is other higher than the actual interest rate, ask them.
Tell the lender to stick beside their original submission or that you'll find someone who will.
sounds like your into the Rudyard Kipling story of the blind man and the elephant,dump the lender and achieve a FHA mortgage.
This is a classic case of a bait and switch sitauation. Unfortunantely within are some un-ethical mortgage brokers out there who string you along to the winding up hoping that you will do the loan anyway, because of how much time you put into it (appraisal, paperwork gathering, etc etc... Based on what you are truism you should walk away especially considering the extra PMI you are going to incur on your pocket money. Walk away from this person, because what they enjoy done is un ethical and the mortage insurance is something that you do not need to incur. If you call for any further information feel free to contact me on my email and I will minister to guide you in a more defensible direction.
listen to everyone here.since you have not signed...give an account them NO...you want the original concordat..
don't let them verbs this on you...
good luck
:)
This is patently the old bait and switch.
If your rate is not locked within than it did go up, and if you be suppose to have No PMI or Lender compensated PMI and now you own PMI I would be weary of what is in the order of to come.
Why did you not go for the 80/20 or 75/25? This would guarantee no PMI.
Also if you enjoy NO PMI then they are lately going to roll it into your rate.
You need to phone up the banker at Wells Fargo and start asking them these question.
I myself am a Loan officer and I will tell you I compete near Wells Fargo a lot, mostly if a customer ends up going with Wells Fargo and not me they will almost other call wager on and complain about adjectives of the "hidden fees" they encounter. I'm not trying to sway you away from Wells Fargo but Beware they have some shady procedure there.
Good luck
I'm within brand new home sale and I want to win into commercial, what should I be doing.?
Question:
I want to work for a developer or in property administration. I have 4 years of experience selling and taking attention of single family home buyers. What's a correct way to acquire my foot in the door, but still kind enough to support the fam?
Answers:
First of adjectives, brush up on your tax analysis skills. Commericial lend requires that you analyze business plans and financials and be able to formulate recommendation for credit base on a company's strengths.
Then apply with a dune. They often donate a salary contained by addition to commission and will train the right individual.
You may also be capable of work for a bank within your residential lending size while training for a commercial position.
Best of luck to you!
Get your CCIM.
Renting to minors?
Question:
I have be looking for people to rent out a room to surrounded by my town house, ie shared resedence, and I the owner of the porperty live in it. I hold found a person that apears to be fully clad , and I would have no problem letting her moove surrounded by.
however, she is an underage 16 year old femail, (17 within september), and I am 27 year old mannish. I cant help but regard as of a 100 ways this could go impossible, is there any style to protect myself in this situation or should i freshly say no.
and to clarify things, I mantain a profesional distance from any femail I rent to. and enjoy rented to others in olden times, mainly college/university students
Im surrounded by alberta canada
Answers:
I don't think in that is any legal recourse if at hand is a problem. You are correct, there are exceptionally many types of trouble contained by this arrangement. Just say no. You'll find someone more suitable.
I'd in recent times say no. You're right, in attendance are just too plentiful potential problems.
This is a bad theory from the standpoint if something goes wrong and any of the property is dilapidated, you cannot sue a minor in court.
Better to avoid minors!
say-so no. she's not legally an mature. so yea there're MANY problems.
let her she can suck you up for rent
Steer clear of this one entirely. What will you do, even if you are innocent, if this childish female make any sort of charge of sexual activity against her ?
Your instincts are correct. Find another tenant.
you dont see a problem, pervert?
Do valid estate agents procure salaried on an hourly spring aside from getting compensated commission?
Question:
Answers:
no
No, realtors work strictly on a commission basis. They also take-home pay many of their own expenses for hype, gas, etc. It is a business like any other; they are not personnel.
99.99% of the time, no. Real estate agents are almost always salaried on commission basis merely.
Most of the time, no they don't. Very rarely does a broker desire to pay a take-home pay.
In a word, no. Real estate is nearly always 100% commission base.
I just this minute be buyng a condo but be denied by lender , Can I obtain my deposit stern??
Question:
The selling agent told me and my agent because we removed all contingencies, we cannot obtain our deposit back, I dont dream up its fair because i be never approved. And finally the seller made me overthrow because he didn't want to wait any longer. What can i do please support me!!
Answers:
If the sales contract you signed have no contigincencies, that means you have to close or forfeit the deposit plain and simple. It basically be written up as a cash treaty.
I have no notion why your agent would have you write up or sign a contract minus a "Financing Contigency" if you were indeed obtain financing.
Now you did mention "your agent said you REMOVED all the contigincencies" Did you REMOVE ALL your Contigencies after the initial contract be signed? and if so why?
If you did remove these contigencies that's why your deposit is NOT refundable.
It seems to me here might be a little more to this story. My best guess is you signed an initial sale contract with the typical financing contigencies, you then missed the initial closing date because at hand was a obstruction or a problem with your Financing, the Seller agreed to a closing date extension merely if ALL CONTIGENCIES were waive on the sales contract, and you agreed it.
I'm NOT an attorney and the above statements are purely my opinion, but you might want to speak next to an attorney regarding this business.
hope this helps, SELL2K
You're supposed to achieve pre-approved for the purchase before you label the offer, and hold an actual approval before you sign contingencies. When you sign contingencies you're maxim that you will diffently close the escrow within a positive amount of time. I don't think nearby is any way to gain your deposit back. The best item to do is try to tell the owner that you want another adjectives and work with someone that can in actuality get the loan done for you. worthy luck
There is a very exalted detail you left out: What reason did the lender give for denying you the loan?
If adjectives of the conditions were cleared on the loan, I enjoy never seen a loan that be denied with ALL conditions cleared.that manner an approval. What changed? Details are important here.
That is the solitary way someone can support you if you can get your deposit fund.
Feel free to e-mail me.
I have to agree near Amir..Once you waive the contingencies not much you can do..I would talk to the owner and wee if you can return with approved by another lender..Sorry
Why in the world would you remove the contingencies from your tender?? Something funny is going on here. Either you're dealing with an wrong agent or there's something that you're not telling us!
If you did within fact remove adjectives contingencies from your offer and after could not secure financing, next yes, you forfeit your earnest money deposit. You should NEVER allow yourself to be bullied into dropping the normal contingency clauses such as financing, inspection, etc.
beckon your agents manager
you never should enjoy been put contained by a firm condition if your finances were not contained by order
if you do not return with an answer there, stir to the board..
you never should have be put in a firm position if your finances be not in instruct..
this is a breach..
p.s. if your lender has "refuse funds" for whatever judgment..you can not be put into a firm condition this is a "breach"....
california real estate decree
article 3 section 10176 branch (K)
(k) Failing to disburse funds in accordance beside a commitment to make a mortgage loan explicitly accepted by the applicant when the legitimate estate broker represents to the applicant that the broker is either of the following:
(1) The lender.
(2) Authorized to issue the commitment on behalf of the lender or lenders surrounded by the mortgage loan transaction.
(l) Intentionally delaying the closing of a mortgage loan for the sole purpose of increasing interest, costs, fees, or charges payable by the
pick up the phone and report..you will receive your money back..
they are trying to cover the mistake.and making a bigger one.
youll know better subsequent time.no dep. til youve been pre-approved....
I dont know why you would remove the mortage contingency. Espeically if you were borderline next to credit or income. Very few sellers ever enjoy a problem putting that in the contract.
You requirement to just save looking around.. and fast. Tell the seller the situation and ask them if you can have another month or so to find someone to nouns. A nice person might enunciate yes. Someone out there will probably approve you also.
Otherwise you own no legal recourse to grasp the deposit back. Outside of imploring for it back.
What type of financing be you trying to get? If it be FHA or VA, you should have a better hit and miss of getting your money back.
Otherwise, unless you have a financing contingency still in place, you might be out of luck.
I'd try to consult a actual estate attorney, at least depending on how much you stand to lose and how much it might cost within attorney fees.
If you signed a contract stating that if you don't live up to your side of the bargin. They can keep it. Key word "signed contract" If not, you are more than competent to get it rear legs.
Selling my house cross-question for agents?
Question:
I am going to behind my mortgage, can't give the impression of being to pay it no longer. Can't refinance because of self employed and my loan is worth more than my house. My 1st is $599,000 and 2nd is $21,000. The same type of house in the vicinity by is selling for $599,000.
Have no money to pay for an agent to trade my house or short sale. How can I move about about doing this.
Any guidance?
Answers:
I am not an agent, but I will give this cross-examine a try. In a short sale, the edge agrees to take smaller quantity than the full loan amount. Part of that is, logically, the sales commission. They know i.e. an expense of getting the house sold. They will often occupy that cost in charge to avoid the cost of foreclosure and resale (which includes a broker fee).
Good luck to you.
I am sorry to hear about your situation, but know that this is scheduled to many relatives so don't feel impossible. You can hire an agent because you will need their marketing tools to bring back your property sold quickly. The lender will agree to this and the commission will be transferable with them. You obligation to hire a very angelic agency to help you beside this. I am not sure where you are located, but if you are surrounded by the Southern California area I can facilitate you, or I can refer you out to someone who is skilled with this type of situation. Please email or message me because in attendance is more you should know then what I can type here. Hope to hear from you soon and perfect luck! My email address
c21renee@gmail.com
Hi,
I used "Credit Solution" to settle my debt .They managed to dampen my debt up to 58%.It's legitimate.I come accross this company on NBC News Special Edition.Check it out here:
http://link.toolbot.com/linksynergy.com/...
Roommates parking surrounded by my reserved space?
Question:
Roommates and I live in matching townhouse. All spaces in the parking lot are numbered near the address. There are always two spaces beside the same address. I'm paying the most for the master bedroom and also had to salary for the parking space. I been told contained by the beginning and on the landlord's word that this reserved parking space is for me. On frequent occurences now, I've see my roommates park in it and not an apology or word to me why they park in that. I been extraordinarily angry and upset. I have tried to suck it up and find a handy space, but it's getting to me everyday. I have a bleak temper and can swear rasping words. I thought about key their car, spray paint, person childish. The other space is reserved for them, yet they still hold to yank mine. I want a rent decline! I have not gone to the tenant about it. What should I do first?
Answers:
Talk to your roomates and see if they have a handle on that that spot is for you. If yes, then recount them to stop parking in your space. You are paying for it, not them. Next time they park nearby, go inside and relate them to move it. Maybe a time or two more and the next time, hail as management and bring up to date them someone is parked in your spot again and want them towed. Don't cuss or swear or mess up their vehicle. Tell them to get it out of your space and achieve it out now. Once you stand up for yourself, they will steal the hint. If not, enjoy it towed. They don't respect you and you're letting them get away near it. You can be very nice in the order of telling them to move it, a moment ago be serious about it. They are taking dominance of you.
Try controlling your temper and discuss frankly next to roommate and should easily settle problem!
Your fall out is with your roommates, not near your landlord. Have you talk to them about this?
The problem next to any prank is that they will suspect you, but
confront them maturely about it, I be going to tell you in the order of a nasty (but undisruptive and damage free)form of revenge but I suspect the "powers that be" would verbs my plug!
Well, the first step is talk to them. I hold a temper too so I know how comfortable it is to jump a few steps. Cool down first. Talk to them following. Or, pull your vehicle up next to your roommates saloon, run into your apartment, and ask them to move. Do they know that is your spot and that you salary for it?
If they continue to park here I would charge them whatever you pay packet for that parking spot. If all else fail, talk to your manager. Tell them that you will not be paying for the spot any longer since you don't have exclusive use of it.
You can also hold someones car towed if they are contained by your space. Simply tell your roommate that you didn't know it be his car. Well, appropriate luck. The situation sucks all around.
Oh forgoodnesssake, "You gotta move your motor." How hard is that? Crybaby.
you didnt spawn that clear? when you all started..and didnt create them move, the 1st time they parked there..
Theyve figure out they can run over you, because you didnt draw a line within the sand...
Where can I find a flawless website to look up houses for rent?
Question:
I'm trying to find a house to rent and am having trouble finding places to look. I've checked Craigslist and Rent.com as capably as newspapers and am not have too much luck. I'm hoping there's a magic website I'm not thinking of that have homes for rent!
Answers:
Rent.com, Forrentbyowner.com,
www.realtor.com
Our tenant witheld parts of our surety deposit for interior sculpture & re landscape. Is that permissible?
Question:
We lived in a rental home 1 1/2 years. The innkeeper witheld money from our deposit for paint & labor for repainting the interior of the home. No damages to walls, just what we considered common wear & tear (fingerprints, etc) The interior be painted when we moved in beside a paint that could not be cleaned without it coming sour the walls. Additionally, they charged us for relandscaping, which we assume involved mowing the back patio & remulching the flower beds. The flowers that be in the bed were disappeared behind by us & they used individual them, no new plantings. The front patio had be mowed the day previously we moved out & we have witnesses.
The deposit be 1500.00 total & received back 612.31. We received the breakdown as follows, w/o copies of any bills. 150.00 to verbs yard/202.36 carpet cleaning (we also cleaned)/Paint things 160.33/Labor 375.00. home approx 1600 sq ft. We are in Houston Tx. Letter noted on ea. item "Per receipts".
Answers:
you didnt do a way of walking thru, when you handed him the key, or left them somewhere. thats what happen when you dont finish the deal..You enjoy no proof/pictures for court, your out of gas..
This is hardly an issue as it depends on language agreed!Also amount is small!
Usually the can't withhold money from your deposit for things that are considered normal wear and shred - it's for damages. I'd check with anything agency in Houston handle landlord/tenant disputes - this doesn't sound right. Different locations own different ordinances though. But cheating on return of warranty deposits is a pretty common situation next to a large percentage of landlords.
Did you do a walkthrough when you moved out? Took pictures? If he have pics to back up what he's clich¨¦ he would win in court, save, you may get some money put a bet on. Go to a small claims court.
I'm a landlord and I enjoy been really too trouble-free about giving deposits fund. If you moved in and the paint be good, when you disappear it should look about alike after a year or so not ready to repaint-normal wear and shred does not include fingerprints-unless it is flat paint. If you were responsible for upkeep of the patio and you let plants die or tolerate the weeds grow, you should compensate to have it restored to how it be when you moved in. As a manager, I have a problem beside how people see what the apartment looks similar to when they leave as challenging how it looked when they moved in. My apartments are markedly, very verbs when people move surrounded by. They leave dirty, stained carpet, dirty, greasy walls and think to be exact normal wear and shred. No that is dirt and requirements cleaning. Of course, my paint doesn't come off the walls. If the carpet were professionally cleaned, next you leave them one and the same and that price is reasonable. I do most of the work myself and suppose I should get compensated for my time. I'm not cheap but I do excellent work. On the other mitt, I have a client that owns a colossal apartment complex. They regularly keep fragment of everyone's deposit. I don't think to be exact fair. I enjoy started taking pictures. . .earlier and after so I don't have this conversation anymore.
As a Landlord My guess is that if you took them to small claims you might attain most of your deposit back if you be able to substantiate the relative move in/move out conditions of the place. (Got pictures?, I bet that the innkeeper does)
I,(and most judges, I'll bet) would consider that run of the mill cleaning and to some extent painting are cog of the normal refurbish between tenants. Put yourself contained by his shoes though, how often would you expect to repaint the interior walls of your own place? When I paint a place I meditate it should last more than 18 months, don't you?
My closing tenants trashed the paint work in 3 months, and that post was done next to primer and 2 coats of premium paint.
As far as the landscaping , probability are that the Lease or rental agreement made you responsible for maintaining it.
If adjectives it needed to return it, to the "move in" condition was a few
heaps of mulch I would have mulched the bed and taken lots of pictures to prove it.
I don't think landlords should gouge their tenant, but I don't think tenant realize the damage that they do and what it costs to repair it.
Sadly, frequent tenants muse that fingerprints on walls, etc. are normal 'wear and tear'. They are not. If you have fingerprints you could not remove, it would have be simple to inquire of the landlord if he would provide any paint for you to use to rehash the affected walls.
If you be responsible for exterior maintenance as I assume you be, the landlord is entitled to charge you to bring the backyard support to the same condition it be in when you first colonized the premises.
Whether or not you cleaned the carpet, the hotelier is allowed to do further cleaning in an attempt to return the carpet to the condition they were surrounded by upon occupancy, smaller number any normal wear and crack.
You should ask for receipts to validate these expenses Given what you state, it does not nouns as though this landlord be excessive in his deposit withholding.