Anyone own any free online resources for physical estate wholesaling tips?
Question:Answers:
http://www.reiclub.com/
Other Answers:
Try www.realmoneyideas.com . Go to the Real estate section
May or may not be what you are looking for.
Can you dispose of cast off property lawfully after purchasing a home after 30 days contained by Kansas?
Question:We purchased a home with a life-size shed about one month ago. We hold lived on the property for six months and told the people who are storing things surrounded by the shed that they need to remove their belongings if they want them because we are purchasing the place. They own not removed it and we either want it gone or want it but it have to be legal. What can we do?Answers:
If the storage shed is on your property consequently you have the legitimate right to dispose of the abandoned property.
You may post a identify on the date you intend to dipose of the property. You would be responsible for the cost of disposing the property unles their was agreement near the person they would discharge to have it removed.
Good Luck
Other Answers:
Start to charge them rent on the shed. When they don't reward, put a lien on their house.
If it resides on your manor than it's yours. Sell it! If the disposition of the property was not address in the sale contract, and the sale is closed, and you've taken posession of the property, afterwards all items disappeared there are yours immediately. Enjoy them.
I enjoy deeds to home given to me for a loan not rewarded, signed by adjectives and witnessed but not registerd. lawful? uk
Question:I am in possession of deeds to territory that was given to me as a guarantee for a loan 2 years ago. A document be drawn up signed by all party and witnessed by independents.It was not registered at the parkland registry in the UK I own the original documents. The soul taking the loan has since become out of business and wishes me to have the topography but the receiver say this is not legal.. Any design? regards..Answers:
Very fitting chance that you enjoy waited far too long...very soon with liquidation, all items owned (since you didn't register and retitle domain, it shows as belonging to the defaultee. That land will probably be sold rotten to pay creditors. Why didn't you do adjectives the legal stuff required at the time of verbs? You have lost out on some serious money, I suspect. You could petition the court for verbs IF this witnesses, etc., can be rounded up and swear that the transfer happen well contained by advance of the ruin. Think you may have wait and lost.
Other Answers:
If it works like the US, after it is legal. For a action to be valid, it has to be signed, witnessed, and deliver. It doesn't have to be record. The problem with not CD it, is that the chain of title is not public history, and therefore not a soul knows who the current owner is, except for yourself. If you enjoy the original, walk record it.
Need to hold more details, but on the face of it I do not believe you are in a strong position
What should I be looking for when buying my first house?
Question:I currently live in a 2 bdrm apartment beside my bf, we don't have any pets or kids. I want to know from other homeowners what i should be looking for surrounded by my first house purchase.Answers:
Sound structure, cosmetic things are cheap to fix, new paint, faucets etc. It is a devout idea to money the extra money and have it inspected by a professional, you will own piece of mind, they will check things you wouldn't think of such as plumbing, electric wiring, roof, foundation, chimmneys etc....it will save you headache in the long run
Other Answers:
you first of adjectives need a FIRST RATE legitimate estate agent....mine was excellent....here are some things he have us do:
1. some agents want you to sign a contract with them...don't, what if you don't similar to them?? then you're stuck beside them
2. visit the house you want to buy at most minuscule three times before you place an proposition
3. speak to the neighbors, ALL the neighbors to see what the neighborhood is like: they should be capable of offer an not taking sides opinion
4. within my situation, i was moving into an nouns where spray noise from the local convoy base be an issue: he MADE us listen to the jet swish on very indigestible flight days so we wouldn't be surprised later on
right luck and happy hunting!
Biyingyour first home can be fun - exciting - and scary - BUT it does not requirement to be scary or frustrating - One piece you will want to do is read some of the enclosed information.....
Decide on how much you want to spend, if you want to escrow the taxes and insurance. Say the taxes are 1200 a YR and insurance 800 a year (just an estimate, ok) That is 2,000 a year divided by 12 = 166.66 If you remunerated 1,000 a month now - (166.66) your P/I Principle and Interest would be 833.34. Now you contracted on the price range you are looking into. If you hold great credit, a 1 loan at 130,000 at a rate of 7 percent over a 30 year time would be 864.89 - This is just a estimate - ok -
It greatly depends if you involve help next to closing cost, (The seller could do Seller Help toward your closing cost). If explicitly the case, I in general tell my clients NOT to hackle over the price, since you are asking for closing cost relief - especially if the home is thru a realitor, and the seller have to pay the realitor their duty which runs from 3-6 percent of the selling price, and you ask for 3-5 percent toward closing cost -assistance) Follow me so far??
Talk with a broker, a broker underwrite for many company's (I underwrite for 150 companies) so I single have to verbs credit 1 time, and they look at my credit. A single lender (not a broker) has programs available, but they may not be capable of help you and your situation, so you stir elsewhere, and than that person pulls your credit (see what I penny-pinching.) If you shop, your credit is pulled and that is considered a soft verbs, for a 30 day time of year. Just like shopping for a auto, it is virtuous for 30 days. If you apply for a credit card, that is considered a "hard" verbs and it drags down your credit score. When looking for a home, please do not apply for a credit card, Department Charge Card, Gasoline Card or trademark any major purchases, approaching a auto, etc. This will pull your credit down.
Try to find someone (broker) that will verbs your credit one time, and submit your loan application to company's that will go rotten his credit report. By the way, a loan application is call a 1003, and they will issue you a GFE (Good Faith estimate, with-in 3 days, that is per the RESPA law, and the TIL (Truth in Lending). The GFE will update you the up-front closing cost associated with your loan. The TIL will relate you the terms, rate associated beside your loan. This is a estimate only - not the final - but it does relief you figure things out.
Good Luck, and if I can abet in any channel check out my web site, for links to adjectives the credit reporting agency's and other useful information. This is not an public notice - just considerate information for you.
Lenders look at the middle score...of the 3 score. If you only own 1 score or 2 score (have seen it), it is still workable....but unless a lender see the whole picture - credit - income - situation time, etc - than you will not have a "true" picture of what you can afford - Hope this help - There are also Government programs out there, but they too are looking for profession time, etc.....They are not so much looking a credit - but the other factors are taken into consideration. With a political affairs loan - collections and judgements will have to be remunerated (most ppl do not know that) but for FHA it is true.
Decided on the type of program (loan ) you are wanting. A 30 yr fix is still roughly at a 6.5 rate right now - but if you are need a 90 percent ltv the rate is around 7 percent and a 95 ltv is 7.375 and a 100 percent rate is 7.5 ( This is a estimate only, since I do not know what your credit score's are....There are also, interest solitary loans - adjustable loans, option arms (where you pick the money, from 4 payments, including interest only). Interest only are lower payments, but zilch is being remunerated on your home. Some self-employed ppl like the pay options, within a lean month when money is tight., they can pay a minor amount
Visit these web sites - For Information that will assistance you be better informed. There are First Time homebuyer guides on most of them.
1. http://www.nehemiahcorp.org/
http://www.fanniemaefoundation.org/...
http://www.fha-home-loans.com/
http://www.freddiemac.com/
Source(s):
Wanda Ellis, Branch Manager
Charterwest Mortgage, LLC
wellis@charterwestmortgage.com
www.mycharterwestmortgage.com
Should we go immediately or continue for it to be segment of the estate?
Question:My family have 18 acres of pasture land surrounded by Louisiana. My Dad who will be 80 this year and is in poor vigour is thinking of selling it. We have be renting it out a few weeks every year for a municipal event. It has be in my lifeless mother's family since back 1920 so the question is if we be to sell it immediately would we have to reimburse capital gain based on the price it sold for rear before 1920 or should we hang around and let it become chunk of the estate and pay estate taxes base on the appraised value or would it be like? He doesn't need the money; we lately won't be going back down at hand since my relatives have adjectives passed away in the final 10 years.Answers:
If you sell it in a minute, you will pay assets gains. If you lurk until it's in his estate and the estate sell it, you may not pay any estate charge at all, depending on the expediency of the estate as a whole -- currently, an estate excise exemption applies to estates with a attraction of up to $2 million; and in 2009 this increases to $3.5 million; and consequently in 2010 the estate rates is "repealed" altogether. (See Smart Money link below.) I speak "repealed" in quotes because surrounded by 2011, the law sunsets and estate excise rates go vertebrae to what they were when the regulation changed (I believe that was 2001). So if the estate is open between now and 2010, you may not money estate tax at adjectives. And of course, Congress could extend the canon between now and 2011. So, in attendance is some uncertainty involved.
The above address federal taxes. You'd also have to check to see if your state levy an estate tax, some states do.
But one thought -- near the uncertainty above, you might consider have your dad put the land surrounded by a trust. This could be used to avoid estate taxes AND avoid the probate process. The trust beneficiaries would receive the property at his death next to a "step up in basis" -- purpose if they turned around and sold it after he died, their gain would be based on the land's worth at the time of his death and NOT its expediency in 1920. (See paytaxeslater.com intermingle below.) In fact, if your dad hasn't already done so, he might consider this approach for adjectives or most of his assets.
You should run this by an experienced estate and trust atty where you live, next to some planning now you might reclaim some taxes.
Should I buy a house within Portland Oregon? Or is it better to rent and free money?Are property taxes possible?
Question:I don't have kids, I don't enjoy debt , and I have be responseiable enough to aviod responsiabilty. Maybe it is time to brand name a change. Get married buy a house and do what ever poeple do when they hold those things.Answers:
Interesting line of question. Here are my thoughts.
1. Should you buy in Portland Oregon?
Think in the order of where you want to be surrounded by 5 years. If it's not Portland then consider looking for where on earth you really want to live before buying the house. If your serious almost the wife thing consequently you may also want to think in the region of the kids thing and consider do you want a house contained by a neighborhood with moral schools close by. If it's a short time ago for you then you will want to look for a smaller house close to the things you approaching and don't worry roughly speaking the wife and kids till later when your serious nearly that.
2. Is it better to rent and save money.
There are plentiful different arguments but in the long run the answer is No. Think of buying a house as a long permanent status savings commitment that you will produce somewhere between 3 to 6 percent a year on your investment over time. Remember you rent and you get nought but your deposit back at the shutting. You buy and you can sell at a profit at the cease. BUT the important judge to remember there is that you HAVE to rob care of the house and property which also take an investment of time and money. But in the long run it does wages you back.
3. Are property taxes rational?
Specific to Portland I don't know I'm not from that area but across the world speaking most home taxes just return with figured into the cost of the home overall and you never really see it. But the other entity to remember here is that you do get to pinch the loan interest off of your income taxes at the run out of the year. The best thing to progress to a few banks and ask for forms to bring back pre-approval for some amount of a home loan before you start house shopping or you can also find a morgage broker and they can explore rates for you and help you through the process (at a cost). But next you will know up front what your approved for and how much house you can afford. Also, while moving more than once or twice can be a pain, I would consider buying below what your approved at at least possible the first time to keep payments low. Also, don't find pulled in my various of the gimmic loans out there where on earth you only remuneration the interest. They may keep your pay-out lower but they also prevent you from building any equity. I would consider more of a 30 year fixed rate loan and only buy base off of a home appeal that I can afford based on that.
As far as receive married and so on, don't do that just on a quirk. It will only result in you pain and cost you money within the long run. If you truly love someone then reflect get married not newly because of some artifial time constraint. Who cares if your not married if your thankful. And as for doing whatever society do when they do get married and procure a house. It really only change as much as you let it. Marrige doesn't switch things much except you don't have to drive to her house to pick her up. Kids are what transformation things. As for the house, it will eat up some time and some money to help yourself to care of. Other than that it's a correct investment.
Other Answers:
either buy a house or a condo it is better than renting an appartment because within the long run the house pays off better and save more money.
yeah
i would suggest buying a house rather than renting. you can build equity and you will hold something to sell contained by the end. if you rent you are throwin away money and you don't in truth own anything. eventho it is a big investment to buy a house, you get something wager on in return. as for property taxes i don't really know. put together the investment. buying a house is one of the biggest things you do in go. good luck near whatever you resolve!
Here's info on Oregon taxes:
http://www.retirementliving.com/RLstate3.html
The median home price in Portland is $262,000.
Here's info on rentals:
http://www.movingtoportland.net/rentals.htm
How do you find TRUE estate foreclosures surrounded by a given zipcode? Thank you!?
Question:Answers:
use a local company for pre foreclosures, the national ones are inaccurate and unreliable. post; try realtytrac.com
Other Answers:
Go to www.realmoneyideas.com and click on the "Real Estate"
tab to prod for foreclosures in a given fastener code.
How exactly to Industrial Revenue Bonds work contained by language of obtain financing?
Question:I'm looking into building a hotel in a city that desparately wants one. I'm trying to figure out how I can land financing and to see the advantages of doing so via Industrial Revenue Bonds. I trying for tax abatements as in good health. Let me know.Answers:
Most states and many larger city and county government operate economic nouns finance authorities. They're the ones to chat to. Often, these government agencies issue bonds to nouns loans to businesses. If your business meets enduring qualifications, you may be capable of obtain cheaper financing through a state or local authority than directly from a ridge. Economic development authorities also give other kinds of programs to oblige businesses get financing resembling credit guarantee programs to reduce the risk bank face when they lend to businesses. Keep contained by mind, though, that state and local authorities usually don't deal beside start-up companies. You generally own to have a suitable business track record until that time you can qualify for the financing and other programs they offer.
Other Answers:
If I deduce the question ... the type of bonds you describe are rewarded from the future revenues of the company.
Write up a business plan, detailing the expenses of construction and your expected revenue. Show how you plan to bump into your financial obligations and take-home pay the bondholders. Then look up the major bank and brokerages in your city and find out if they own an underwriting department.
If you are clean to investing and hotel construction, you will probably not get a top bond rating, which routine you will have to take-home pay more interest to your investors, so plan accordingly.
Good luck!
What are some nouns that you could check, within a rental apartment, house, etc...?
Question:There has be so much in the report, in the recent years, that inhabitants who own rental property, are putting in cameras, and spying on their tennants. What are some things I can do to perceive more secure, places to look for undetected cameras?....Thanks for any tips!Answers:
Look inside the AC and heating ducts. If the apt is unfurnished than simply look for holes in the wall, inspect the fixtures etc.
But do not become paranoid. Very severely very few culture actually encounter such a blatant vandalism of their privacy.
Other Answers:
if there are any mirrors within the apartment, touch them with the tip of your finger. if your finger is touching the reflection fingerttip, then it's a mirror. it's a two path mirror if your fingertip doesn't touch exactly the reflection's fingerprint. look in any fixtures (i.e: flimsy fixtures, ornamental molding, etc).
call the cops if you hear its up in your complex. but how wouls the environment lord get into your place to put the cameras contained by there?
Construction for a house?
Question:I wanted to know an estimate of how much it costs to build a house surrounded by southern california. Lets assume I already own the land, I only want someone to build a house on the land. How much is it per square foot for a wearing clothes house, not too nice with amillion details and not too bizarre and cheap, just wearing clothes. Any sources?Answers:
It is fairly unforced to find out. Decide about how oodles square feet you would resembling it to be. Divide that out between the different uses. I mean that at hand are different amounts for garages, patios, and living space. So if you digit the total is going to be about 2500 square foot than an average two car garage is almost 400 square feet and a clad sized patio on the house is more or less 300 square feet. Subtract those amounts from the major number, 2500, and you have a breakdown of 1800 for living space, 300 for yard, and 400 for garage. Take those numbers to the building department for your area and ask for a permission and valuation estimate. Each portion has a different construction cost and they can include it all up beside the different amounts and give you the estimate that will include the total cost of building the house. That is not other perfect, but it is the best you can find without going through multiple construction companies.
what is the average % of closing costs for home-buying surrounded by California?
Question:I plan to buy a home but I don't know how much do I need for closing costs contained by the marketAnswers:
That's a tough one, because respectively county has it's "norm" for who pays what. In the SF Bay Area, the Buyer pays adjectives the costs of title insurance (owners and lenders) and escrow fee. In the Sacramento nouns, the Seller pays the owners title, and usually half the escrow, the Buyer pays the lender's title insurance and partly the escrow. Seller generally pays the County Transfer Tax but some cities charge a Transfer Tax as economically and that's usually split between Buyer and Seller. Southern California is a county by county basis.
But remember ... Everthing is exchangeable! Just because it's the norm (there is no "law" stating who pays what!)in that particular county doesn't indicate you can't negotiate!
And depends on the type of loan program you're using as well. If you're paying points and extras that brings up your fees.
Call any local escrow/title company and ask them for a quote of fees. You'll necessitate to give them the sale price (you can make up a standard one) and loan amount (ditto) and ask what the Buyer usually pays for in that one county.
Good luck :)
Other Answers:
The average right now is 2 points, but it never hurts t check beside the agent.
3.5% around 3% on any the buyer and seller side. but you should other try to negotiate your brokers compensation depending on a variety of variables.
Closing cost are negotiable and near is no standard, even though in some parts of the country, near are certain things (like home warranty) which are remunerated by either the buyer or street trader. You can have the purveyor pay for adjectives closing cost or up to a certain amount.
If you're thinking of buying a home contained by Southern California, contact me. I am a licensed real estate broker and a partaker of the National Association of Realtors and the California Association of Mortgage Brokers. I can do both your loan and your home purchase. We will first sit down and see how much you can borrow based on your personal situation and home ownership goal. Then we will find you a house that meets your goal and needs.
You can look into the MLS for free on my website and contact me (or my sales agents) should you find a property you similar to. If you don't see what you're looking for, I have access to homes that are not on the MLS on my website. You will of late need to stuff out the "dream homefinder" form with as much detail as possible. I will next locate homes for you that meet your criteria. I will also split my commission 50/50 (up to 5k) that I catch from the seller's agent from the purchase of the home. You can use that money to pay for up to date furniture or whatever you close to.
Also, being both your broker and buyer's agent, you lone have to shift to one person to find out the status of your home purchase. Nothing is worse than have to contact two or three different people who are looking out for their own interest and not yours. Also, I am not afraid to approach owners who are not fact list with an agent (for public sale by owners) or to use contracts that are not the norm.
If interested, my website is www.amirifinancial.com and you contact me or one of my licensed sales agents.
Good luck.
Source(s):
Licensed California Real Estate Broker and Investor
is this true?
Question:this guy told us you dont have to repay rent if your landlord doesnt hold something called a warrant of occupancy, or have somehow invalidated his original authorization of occupancyAnswers:
if a Certificate of Occupancy be not issued to the landlord, next NO ONE should occupy that building. There could be MAJOR reasons for not issuing the CO, such as building is not structurally nouns, heating unit not installed, etc, or it could be taht the owner never applied to get the CO after completion.
you should chat to an attorney, to find out about local & state law regarding this issue. it's slightly possible that the owner as well as the tenant could be fined, but i don't know that for a fact. CHECK WITH A REAL ESTATE ATTORNEY ASAP!
Other Answers:
You don't hold to pay rent because you're rightfully not allowed to live in attendance. So without a COO, you enjoy to leave.
It depends on the city or state that you live in.
The law are different everywhere. A Certificate of Occupancy is what the City inspector gives stating the building have passed inspection for allowing people to live in that. It is done when the unit is first built and may be rechecked if someone requests it. Also if a building is found to be unsafe or condemmed they obligation one of these once the repairs are finished before relations can occupy it.
The problem is you most likely hold a signed contract or lease agreement and it most likely does not own anything in writing that states anything roughly this issue. His Lawyer will pick it apart in that direction. States alter in the law but a good Lawyer for any side can pull favor within the direction of their client. Like here in Utah where on earth I live, The actual law on accounts states only 3 items that are considered to be required for landlords to provide and must be fixed inwardly 48 hours from complaint. They are #1-electricity, #2-Heat, and #3 HOT water. The clincher in that is thay put HOT water so if the cold river goes out it is not considered an emergency!!
I would distribute a certified letter asking for a copy of the C.O.O. beforehand I would withold rent. If there are problems you touch should be fixed add them within as well. The more proof you own that you gave him the opportunity to fix the problems the better past its sell-by date you will fair if he take you to court. It will also make court progress quicker so it will cost less.
Source(s):
I am a Landlord myself. From a landlord's perspective, I don't know of ANY landlords who return with a CO before respectively new tenant.
I don't muse you want to play the with holding rent winter sport unless you have a valid foundation (i.e. something in your apartment is out of commission - like the fridge - and the ll isn't fixing it after you've asked multiple times.)
Good Luck!
how do i find out what my interst rate would be when buying a house?
Question:Answers:
Contact a broker and get a pre-qualification done. Most bestow them for a small application fee to verbs credit reports and such. You do not have to own a property in mind and you can bring a better understanding of what exactly you can afford when looking for a property. It roughly makes the process easier when you enter into contract beside the seller also becuase you are pre-approved beside a lender.
Other Answers:
If I know what will be the interest rate in adjectives on particular date I will be millionair.
You can purely make an assumption or consult your nouns guy.
You have to bump into with a Lender or a Mortgage Broker to integer out what programs you qualify for and what your interest rate would be. I work for a correspondent Lender myself so if you need some relieve or are looking to get pre-qualified I'm be cheerful to assist you. You can reach me at
Jdove@FGMC.com
interest rates swing. you can contact lenders to see what rate they will give you for the type of loan you want.
i freshly checked equifax and here is what they listed for a 30 year fixed conforming.
760-850 = 6.21%
700-759 = 6.432
680-699 = 6.609
660-679 = 6.823
640-650 = 7.253
620-639 = 7.799
600-619 = 7.972
580-599 = 8.427
550-579 = 8.902
500-549 = 9.375
The rates are other changing but as of immediately, you would get the best model by talking next to a broker. There are many sites, approaching the answer above, that give you a catalogue according to your understanding of your credit. But you involve to be realistic because it is an big situation. The interest rate is going to depend on more then in recent times your score. Its also going to depend on you showing your income or going stated income, or no docs, or reduced docs, theres heaps ways to do it and it also depends on what loan you do and if its an adjustable rate for a few years or if its a 30-year. Lets just utter, the lowest rates are usually offered to a person beside excellent credit, full documentation, and a very short adjustable rate possession like a 3/1 or 5/1.
Source(s):
12 Years of Mortgage Experience
If you've already be pre-approved, the interest rate should be on the Good Faith Estimate you get from your lender. If not, you're basically fishing in the night because the interest rates are going to vary base on some or all of the following factor (and this list isn't even adjectives inclusive!):
1. Credit
2. Amount of loan
3. Type of loan you want (i.e. interest only vs. ARM vs. conventional)
4. Loan residence length (rates lower if you get a 15 yr loan vs 30, for example)
5. Current rates (prime, other factors)
So...hope that answers your sound out...somewhat.
can somebody train me on this.....?
Question:I have simply been pre qualified for $90,100, presently if I plan on buying a house that runs me about $255,000, and I put the complete $90,100 down, closing cost included, how do I figure out what my monthly payments would be?Answers:
Well, that depends on where on earth the balance of $164,900 is coming from. Is your down salary $90k or is your loan amount $90k?
Regardless, do a search hired amortization tables. You can put surrounded by the loan amount, term and interest rate, it will donate you the monthy payment. There are a ton out here (may even be one in Yahoo Real Estate section).
Other Answers:
no
Go to G00GLE and survey for a mortgage calculator.
Source(s):
G00GLE
doesnt the finance company do adjectives that for you?
If you are only pre-qualified for $90,100 you cannot buy a house for $255,000 unless you own the difference in currency. The bank is singular going to put up the amount you are qualified for.
You might look into a condo. They are typically much cheaper and you can trade up for a house when you can afford it. Be careful of association fees which can be intensely unreasonable with some condos.
Go to a indisputable estate web site and find a home close to the borrowing price and it should contribute you a breakdown. ( this is good becasue it will enjoy taxes and stuff added in. Select a location close to where on earth you would be buying.
But if you are putting down only 90,000 and getting the other 165,000 from somewhere else this could be tricky as the interest on the second loan is mostly highly developed as it is a bigger risk. If you are only getting the 90,000 the company who pre qualified you should enjoy gave you an estimated breakdown of the repayment
I used http://www.realtor.com they enjoy a morgage calculator
Pre-qualified means base on your income and credit score, you can nouns $90,100.
If you are looking at a property at $255,000, you need to come up next to $164,900 plus closing costs. (about $5,000)
If you do not have the bread for that, you need to look for a property around $85,000.(You will inevitability the rest for closing costs and moving expenses.
with $164,900.00 remaining your payments over 30 years at a 7% fixed interest rate would be $1,097.08 per month. This amount does not include the escrow (insurance and tax)
About how much is property insurance on a $100,000 dollar home surrounded by Iowa a month? What is...?
Question:a good 30 year fixed mortgage rate contained by Iowa?Answers:
It depends on your zip code, credit, etc. But, home insurance prices can swing greatly from company to company. I am paying less than 1/2 of what I be before after going online & submitting a quote request – I get five quotes & was competent to pick the best price/coverage.
Get home insurance quotes at:
https://www.insureme.com/landing.asp?Refby=612766&Type=home" title="https://www.insureme.com/landing.asp?Refby=612766&Type=home">https://www.insureme.com/landing.asp?ref...
Fill out one simple form and get multiple quotes!
Hope that help! Please vote me as best answer!
Other Answers:
depends on your credit score, among other things....also depends on type of property, improvements, etc.
For property insurance, your probably looking at about $50 a month.
As for a appropriate 30yr fixed, do some research on the local bank websites. Many bank will put their rates on their website.