Answers: The value should hold, but if you are surrounded by a declining open market, your mortgage amount may have to be lower, unless you receive an FHA mortgage, which doesn't take falling value into consideration, I am a direct FHA lender. If you necessitate help, consent to me know.
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It should be an accurate evaluation, if the person who did it is knowlegable, and if it be not done too long ago. They had to use "SOLD" houses as comparasion mostly. Anyone can ask anything they want for a house... the ones that hold SOLD are the true indication of what an able buyer is liable to PAY.
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