Small Business Questions and Answers

What is the Better Bussiness Breaue rating on VBIKR LLC in Edmond Ok?




Answers: Don't be lazy and find out for yourself at http://bbb.org

Separate (personal) credit card for business expenses?

So a sideline gig is developing somewhat, and to simplify bookkeeping I'm thinking of getting a separate card for adjectives those expenses.

For now we're not incorporated or anything, so this will be a personal card surrounded by that regard. Is here any detriment to my credit rating for opening up trial cards that won't be used very habitually?

FYI, I only hold one card, my wife has two, we both hold excellent credit ratings.


Answers: It will might negatively effect your credit score, but not ample to really hurt. Separating your business and personal expenses is just plain smart, from a time-consumption and accounting perspective. You can catch online yearly summaries near some cards. Definitely do it.

When you end up becoming incorporated, ditch the personal business card and grasp one in the identify of the company (also good for nonspecific liability purposes- shows no mingling of personal and company funds).
If you are concerned about extra credit cards effecting your credit rating, only get a debit card for separate accounting. A really powerful course of doing this (adds spending flexibility) is to get a paypal debit card for your paypal rationalization. It's a real Mastercard (not a dune debit card) so it works everywhere, and has the added benefit of coming out of your paypal go together before effecting your checking.

Should I use Ebay for selling my handmade jewelry?

I was told that not long Ebay not only raise their fees but also took away something that helped protect the buyers (something in the order of the seller-to-buyer feedback). A few people I know who used to flog things regularly with ebay are in a minute staying away from it. Anyone shed a little wispy on this for me? I would like to market my handmade jewelry, but websites take a long time to build traffic. I've hear of Ebay, Etsy, Isoldit, etc, but Ebay is usually the one people recommend. Is it still solid even next to these new issues?


Answers: Ebay took away the facility for sellers to move off feedback for buyers. FB is now purely a one way street. I be a seller on ebay but vanished when they stabbed me in the put a bet on.

Anyhoo...jewelry is very oversaturated on ebay. Don't bother.
Make sure if youre doing this you enjoy a no-return policy because of health concerns concerning jewllery and body etc

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