How to report Call Spreads on Schedule D?
Question:
I need to know how I would dance about reporting Bull Call Spreads on import tax form Schedule D. Do I need to report both legs or a short time ago the lower strike price? Thanks!
Answer:
You don't report them at all until the transactions are completed. (You enjoy to have a cost and a return on your investment, otherwise you're not done.)
How much will the irs lift out respectively money time of year if claim 3 on my W-4?
Question:
I got a state profession not to long ago that I am just starting..
My wage is $9.28hr FT..
I claimed 3 on my W-4. I hear the more you claim the less they clutch out biweekly but you have to retribution at the end of the year.. Its only just me and my wife no children..
What will they take out respectively month or pay spell??
Take home A month before taxes is: $1484.80
And biweekly is: $742.40
I be just curious to know what percentage or how much to the nearest geuss it would be.....
Thanks for any serve :)
Answer:
They should withhold around $5 for federal taxes claiming married and 3. Married and 2 would result in withholding of $18 every discharge period.
Does your spouse work? If so, your combined income will put you within a situation of having to take-home pay the feds at year end. You don't want to use Federal withholding as a money account (they don't earnings interest) but you don't want to pay contained by either.
Here is the cooperation to the Fed's withholding guide for employees. The table showing the amounts to withhold for married, biweekly pay period start on page 45. http://www.irs.gov/pub/irs-pdf/p15.pdf...
Good luck, taxes suck
HELP! I grain close to a moron. I am trying to back my 16 year prehistoric imbue out his CA state income import tax return.?
Question:
I am stuck on line 15 and 16. Can anyone abet?
Answer:
I'm looking at my CA tax return and this is what it's truism:
Adjustments, whether they would be additions (line 16) or subtractions (line 14) would be reported on a Schedule CA. If you didn't have to crowd one of these forms out, then nil goes surrounded by the lines. A Schedule CA reports any ajustments to taxable income; for example, if you recieved alimony payments. Check out a Schedule CA here: http://www.ftb.ca.gov/forms/06_forms/06_... and see if anything pertains to your child.
If you're filling out a 540, afterwards line 15 is subtracting row 14 (any adjustments) from line 13 (gross income from federal form 1040). If in attendance are no adjustments, later leave vein 14 blank and line 15 would in recent times be the gross income (from line 13) since your not subtracting anything.
Line 16 is also taking into narrative any additional adjustment. Again, if there are no adjustment, just go off it blank. Therefore, line 17 would also of late be the gross income (line 13) because your not adding anything.
(If you did stuff out a Schedule CA and there is things you can subtract or supply, then respectively line tell you exactly where to look on the Schedule CA)
Also, I would suggest subsequent year trying Turbotax. It's so freakin' simple!
It's so easy a caveman can do it!
taxact.com make everything very simple
you will obligation a CPA.....
Don’t you muse it’s time we set a flat 10% levy rate?
Question:
Presently the systems means the more you earn, the better tax bracket you’re surrounded by, thus you end up paying an even better percentage of you earnings contained by tax, can this be gala?
A flat 10% bracket would work as follows on wages of;
lb10,000pa – tax at 10% - import tax paid lb1,000pa
lb20,000pa – import tax at 10% - tax rewarded lb2,000pa
lb50,000pa – tax at 10% - tariff paid lb5,000pa
lb100,00pa – rates at 10% - tax compensated lb10,000pa
Surely that system would be far fairer than presently? I earn around lb40,000pa, on the first lb32,000 I pay 22% import tax, on the remainder I pay 40%, giving me smaller number incentive to improve and wish promotion as the more I work, the bigger the percentage I loose.
Thoughts?
Answer:
I agree a flat rate of tax, but you own to still set tax allowances bad against that which take description of personal circumstances. The elderly, disabled, etc., have a high tax allowance - pre-tax - than someone who is younger and working surrounded by order to filch account of their different requirements. So I'd keep the import tax codings and then put on 10% on top.
Anyway apposite idea. I'd vote you surrounded by as Chancellor! When you're there, would you please remove VAT from sanitary protection products (considered a "luxury") and also remove that flipping lb250 transfer of funds which is automatically given to new-born children and, instead, divert that to pensioners who have rewarded in adjectives their lives and deserve it more!
yes i argree 100000000000000000000000000000...
percent
Increasing the scale of taxation take into account the certainty that you need a abiding amount of money for necessities. When you get to a point where on earth you're buying luxuries it's quite right that you return with taxed more - i'd fairly someone paid 40% and be unable to afford a third holiday than someone on 10% couldn't afford their gas bill. The digit wouldn't be 10% anyway, you'd have to spread the unbroken tax burden across the lower income earners as in good health, so what you propose is actually a levy increase for the poorest members of society unless you want to cut public services?
The same request for information has be put forward here "Across the pond". I submit that the poor, the retired (me) and others that don't pay taxes presently will be hurt.
I think it is time to establish a national Sales Tax such as the "Fair Tax".
This would eleminate adjectives tax deduction,the amount you are paid would be the amount you bring home in your check.
The amount would be roughly speaking 23%, but this would eleminate the IRS,and all most adjectives costs associated with collecting the Income Tax ,and be revenue dull.
It is the answer to the Income Tax.
Harry Ca gave a markedly good explanation of why in attendance are different rates. Here is another thing to consider. If the governing body had a flat rate of anything percent, and their was no deduction or credits, then we would not necessitate H&R Block and other accounting services. The number of employees the IRS have would be reduced because there would not be any loop holes to check out. Universities would own to reduce their accounting department classes. There would be no inevitability for TurboTax or other softwares. In other words, it would cut jobs and not be suitable for the general welfare of the work force.
Also, due credits increase spending and create jobs. For example, when President Carter passed a solor strength tax credit, my parents have storm windows install on their house. This save money on the utilities, created work for people, and save money on the taxes.
Gift over $12,000: Does the RECIPIENT own to discharge regular income taxes on the endowment?
Question:
I know that the giver my own to file a endowment tax form for gifts over $12000, but does the RECIPIENT of a endowment over $12000 have to reward normal income taxes on that offering?
Answer:
Income tax is not artificial by gifts. Neither the Donor nor the Recipient will have their income levy affected.
Gift excise may apply in some cases.
According to Form 706 instructions, the Donor is responsible for paying the toll, but the Recipient may be required to pay the charge if the Donor does not. Also, the Recipient is allowed to pay the offering tax on behalf of the Donor, if they want to do so.
http://www.irs.gov/pub/irs-pdf/i709.pdf...
The Donor must report the payment over $12,000, but in most cases where on earth gifts are given, there will not be any levy due.
For example, there are exceptions to the $12,000 amount where on earth no tax is due, such as paying someone's tuition or medical expenses on their behalf. Gifts to one's spouse are not taxable.
http://www.irs.gov/newsroom/article/0,,i...
IRS Publication 950 reviews the Gift Tax rules.
In appendage to the annual exclusion, each being is allowed a lifetime exclusion credit (Unified Credit) of $345,000. The Donor would subtract the tax amount due, on the portion of the payment over the $12,000 annual exclusion, from their credit.
From IRS Pub 950:
"Example. In 2006, you give your niece, Mary, a
dosh gift of $8,000. It is your simply gift to her this year. You
recompense the $15,000 college tuition of your friend, David. You
give your 25-year-old daughter, Lisa, $25,000. You also
contribute your 27-year-old son, Ken, $25,000. Before 2006,
you had never given a taxable endowment. You apply the exceptions
to the gift toll and the unified credit as follows:
1. Apply the civilizing exclusion. Payment of tuition
expenses is not subject to the gift due. Therefore,
the gift to David is not a taxable grant.
2. Apply the annual exclusion. The first $12,000 you
give someone during 2006 is not a taxable endowment.
Therefore, your $8,000 gift to Mary, the first
$12,000 of your contribution to Lisa, and the first $12,000 of
your gift to Ken are not taxable gifts.
3. Apply the solid credit. The gift duty on $26,000
($13,000 remaining from your gift to Lisa plus
$13,000 remaining from your bequest to Ken) is $5,120.
You subtract the $5,120 from your unified credit of
$345,800 for 2006. The interrelated credit that you can
use against the gift due in a subsequent year is $340,680.
You do not have to foot any gift tariff for 2006. However,
you do have to profile Form 709."
NO - it's a gift. the contributor has to report and remuneration any tax.
But a forgiven debt may be considered income to the debtor, not a offering.
Check out IRS Pub 950.
Gifts over $11,000 in one year are taxable for the receiver, not the giver.
A offering is not taxable to the recipient. A contribution over the current annual exemption amount may be taxable to the donor, however in most cases even though a offering tax return (form 709) may be due, across the world no tax is due since the donor have a lifetime exemption of $1m (or it could be $1.5m - not exactly sure on the amount).
Not the recipient but the contributor has to pay cheque taxes
Recipients never pay taxes on gifts received. Even if $100,000.
The receiver never pays taxes on gifts. The donor might or might not have to.
How to report Call Spreads on Schedule D?
Question:
I need to know how I would budge about reporting Bull Call Spreads on duty form Schedule D. Do I need to report both legs or lately the lower strike price? Thanks!
Answer:
Each contract is seperate - but you can combine 2 legs on a single line if they are bought and sold equal days.
Easiest way is to use TurboTax Online and download the 1099 from your broker into TurboTax - loads the Sched D and D1 for you, splash by line.
Ouestion give or take a few Taxes and Unemplyment? (Canada)?
Question:
I owe unemployment insurance money, I am supposed to recieve a appropriate chunk of money back for doing my taxes this year. Can the affairs of state take that money away from me (not convey me my cheque) ?? And if so, are they able to transport the whole piece or is there singular a certain percentage that they are allowed to appropriate?
Answer:
Hi beautiful, the answer to you press is definitely YES.
AS PER CRA:
Although you may be entitled to a discount for 2006, we may keep some or adjectives of it to:
- apply against any amount you owe us or are about to owe us;
- soothe a garnishment order underneath the Family Orders and Agreements Enforcement Assistance Act; or
- apply against certain other outstanding federal, adjectives, or territorial government debts, such as student loans, Employment Insurance and social assistance benefit overpayments, Immigration loans, and training allowance overpayments.
http://www.cra-arc.gc.ca/tax/individuals...
Remember that EI payments are federal monies, and since income tariff refunds are issued by CRA, which is also a federal department, it's completely easy for CRA to withhold doesn`t matter what refund you are entitled to and forward such monies subsidise to EI to offset your EI overpayment.
I hope this information help you.
ADDITIONAL INFORMATION @ 10:47 PM
I just read the response from aggiechris, and simply for the record, your income export tax refund would be redirect to EI to satisfy what you owe EI if EI or any other senate department, such as student loans, etc., has requested that a "set-off" be applied to your CRA article.
A set-off can only be removed from your directory once the outstanding monies are paid to the governing body department to whom they are owed.
I hope this additional information help you.
If unemployment have informed them you owe the money, then yes they will convey it to unemployment. There is no percentage, they will embezzle everything up to the amount owed.
No. Believe it or not, the government is not one entity. The CCRA who processes charge returns is not the same as the agency that does EI. You will involve to take the money you receive from your excise refund and e-mail it to the EI office.
They would know how to ask for the entire amount to be offset.
How do I report for an extention to wage my taxes?
Question:
Everything I can find says I must rate my taxes by the 17th. But I see where you can database for some sort of extention for paying it. How can I do this? I am using turbo tax
Answer:
Yes this is extraordinarily true, people other tell you in the region of extending the time to file charge return, but not about extending time to remuneration taxes! :-)
Short answer is: yes, you can file for a extension to recompense taxes (but with penalty & interest) if you are qualified.
Ideally you want avoid this situation. IRS says that folder tax returns by due date and foot as much as you can of any taxes they owe to minimize any accrued penalty and interest.
Based on the circumstances, a taxpayer could qualify for an extension of time to pay. The IRS is prepared to allow extensions
of time to pay contained by order to assist contained by tax debt repayment.
Another short permanent status way is to earnings by credit card and then discharge credit card debt later.
Check the relation here which will guide to IRS link on this subject.
http://tax1040.blogspot.com/2007/04/what...
-Infoman
(Not a lawful advice)
Use form 4868. Search thru the program for the form. You may be able to directory directly thru TurboTax, but more likely you'll enjoy to submit the form directly to the IRS. You can also go to IRS.gov for electronic file although I don't know if you can file for an extension electronically.
If you directory an extension, you are supposed to pay the amount you expect to owe at the time you report the extension. But if you owe, you can file an installment fee request and pay anything you can with the return when you dispatch it. If you e-file, you can file the return and after get the check into the correspondence with a gift voucher or similar form that will print for you.
The form is called Request for Installment Agreement and it's number 9465. You can specify on near how much you're sending with the tariff return, and how much you expect to be able to reward them every month, even designating which day you want to distribute them your check. I personally am against direct debit payments, but if you're inclined to do so, you can hold it set up where this is pulled from your checking explanation monthly, too. You need to know that they will charge an further fee to set up the installment plan, but at least possible you will be able to get hold of it paid. They'll bill you, if you don't want the direct debit item.
Good luck with it.
There is no extension to discharge what you owe. The extension is to delay file your return, which is automatic if filed or postmarked on the dot. If you owe, pay what you owe, or the IRS will hit you next to a penalty, plus interest. Form 4868
You should be capable of file the extension electronically, try one of the free sites. If not, print the form of IRS and bring it mailed and postmarked by 11:59 pm your time.
What is the maximum HRA for this year? What is the goal on medical allowance? Can i go and get a TA this year?
Question:
I have a packet of Rs.650000/-. I have housing loan, medi-claim etc. What are the max boundaries for HRA, TA, Medical expense exemption from my company?
I own a house in Thane and pay envelope rent for my parents house also. Can i get the benifit of both viz: HRA (on rent) and on interest i payment towards housing loan every month/year?
Answer:
Medical allowance is always taxable.
The prequisite contained by respect of medical facilities is mostly taxable in the hand of only specified hand.If however, bills are issued in the baptize of an employee and the employer make payment, consequently it is taxable in the hand of all team whether specified or not.
Medical facilities contained by india its is not chargable to tax upto Rs 15,000/-
What is TA ?
If its Travelling Allowance after its treated as follows
Any allowance {by whatever name called} granted to meet the cost of travel on tour or on verbs {including any sum paid surrounded by connection near transfer,packing and transpotation of personal effects on such transfer}
Then the amount of below section 10(14) is
a> the amount of the allowance; or
b> the amount utilised for the specific purpose for which allowance is given.
Payment of housing loan is eligible for rates deduction u/s 80C
Mediclaim is also eligible for supposition u/s 80 D
Rent paid by you on behalf of your parents is not deductible.
Of course if you hold owned a house then you can claim supposition on income from that property under screened-off area 24 and section 24 includes interest on borrowed assets.
Where you stay ?
If you are staying with your parents and paying rent later it can be adjusted beside HRA which is explained below.
HRA
LEAST of the following is exempt from tax u/s 10(13A)
a. 50% of the remuneration where residential house is situated at Bombay,Calcutta,Delhi or Madras:40% of earnings where residential house is situated at any other place
b. HRA received contained by respect of the period during which the station is occupied by the hand during the PY
c. The excess of rent paid over 10% of salary*
*salary =Basic earnings + DA (if terms of employment so provide) + fixed % of commission on turnover achived by the hand.
# salary shall be determined on due spring only.
Can I directory an extention on my taxes for chronological years?
Question:
I know you can file an extension to do your taxes for this year, but can I database an extention in directive to file for former years where I might not hold gotten as much money as I could have?
Answer:
You can not directory an extention for a past due return, If you be expecting a refund for 2003 you hold until midnight tonight to get it postmarked to be eligible to win that refund, the Statute of Limitations for the 2003 expires later.
You can still file 2004 and 2005 to claim refund
If you owe for any year not filed even so you still need to record and pay them, plue and penalty and interest that have accrue.
Extensions only apply to the current year.
Now, if you regard you could amend the returns for past years and obtain additional refund on those returns, you'd file a Form 1040X for respectively year's return you want to amend. Just remember you need to enjoy your receipts and records to vertebrae up what you're reporting on those tax returns. There is a 3-year hinder on filing amended returns, so you can solely go put money on to 2003, now, because of the statute of limitations on file amended returns.
Are you asking about extension or amending (1040x) duty returns?
I think you are asking give or take a few amending tax return. Yes, you can refile the income charge return for certain departed years and you need to report amended tax return(1040x).
Amended duty return (1040X ) must be received within three years after the date you file your original return or inwardly two years after the date you paid the tariff, whichever is later.
Check this relation for information on filing amended return and related IRS links.
http://tax1040.blogspot.com/2007/04/how-...
What could I do if some one files my child on nearby charge return lacking my okay?
Question:
Answer:
If the child's exemption belongs to you, no one else is allowed to claim that exemption, even if you do not claim it. It could be fraud and you should report it to the IRS. You may be entitled to a reward. You can flood out a form, or just convey a letter. Here is the intertwine with the address:
http://www.irs.gov/compliance/enforcemen...
But if the exemption rightfully belongs to someone else, (for example, your child lived beside them all year, and they provided more than 1/2 of your child's support) consequently they do not need your say-so.
If you want to claim your child's dependent exemption on your tax return, and know that someone else have already claimed it, you should mail within your return. The IRS will send packages to you and the other person. Your answers will determine who is allowed to build the claim because the IRS uses a set of written rules to make the determination. They will re-figure the duty of the person who wrongfully claimed the exemption and bill them for the amount owed. There may be penalty and interest. There may be harsher treatment if they determine there be willful tax fraud involved.
This situation is more adjectives than you would think. Typically it's separated/divorced parents who both claim the child, but the child solitary lives with the custodial parent.
The custodial parent can rightfully claim the child as a dependent. This is irregardless of whether anyone else also claims (without permission) that same child. This might lift up some red flags at the IRS though. You can report them to the IRS for filing a fraudulent return (see www.irs.gov)
About the singular way you'd enjoy even found out is if you claimed the child and someone else did also. If you tried to efile and it was rejected, but you are the personality allowed to make the claim, next file by messages, claiming the child. The IRS will then request information from you and from the other individual to prove who is allowed to claim the child, and the other person will enjoy to pay wager on the extra taxes, plus interest and possible penalties. If you are the custodial parent and the other entity is the non-custodial parent, then unless there's a court command saying that the other entity can claim the child, you'll win.
I enjoy a 1099-C (Cancellation of Debt) from my financial aid lend company. How to report it beside Taxcut?
Question:
I have a 1099-C (Cancellation of Debt) from my financial aid lend company. $595.00 was cancelled surrounded by 2006.
a) Do I need to claim it as income (or did they variety it $595.00 specifically because there is a $600.00 delineate or something)?
b) If I do need to claim it, how the heck to I do that using H&R Block Taxcut? I hold never had a problem beside their program before, but this year I hold this weird form and own no idea where on earth it goes. I search for 1099-C in the program and get nothing...a bunch of 1099's but no -C.
Answer:
I work for Block, and I don't remember seeing anything within their software for a 1099-C, just pulled up my personal copy of TaxCut and, of late like you, didn't see it near either.
I surmise... you should just enter it as "other income" and describe it as "1099-C cancelled debt" contained by the same standard location in the "flow" as you'd put jury duty or other things. It should appear on the front of the 1040, only just above the Adjustments to Income section.
I believe that's where on earth I'd put it if I were doing your forms for Block.
This isn't close to a capital gain, and in that ought not be any additional taxes associated beside it, like a wealth gain or like pulling $ out of a retirement fund. Sure hope this help.
Yes, you do need to claim it. I'm not sure something like the software, but in what I used within my job, it might be tabled in sources of income. The amount you be paid go on the line 'other income'.
Do you enjoy to claim Child levy credit? I tight if i own 8 children do i hold to claim adjectives or can claim individual 2?
Question:
School officials are asking why i didnt claim adjectives of my children when i file this year.
Answer:
You are never required to claim a credit, or a presumption. But if you're eligible, why wouldn't you? And how do school official know how many you did or didn't claim? If you told them, it sounds resembling they're just trying to oblige you get some more money.
A lot of race (like Ski Bum who just give you a wrong answer) think you are merely allowed to claim two. That's not true. For EIC, only the first two count, but for child import tax credit, they all do. And if you don't hold enough toll liability to get the benefit of the $1000 for respectively, look into the additional child excise credit which with that masses kids, you'd probably be eligible for - it's a refundable credit, which means that you take it whether you owe any tax or not.
If you provided more than 1/2 of their support, claim them as dependents. That's clearly legitimate.
The confusion comes within where the Earned Income credit and Child Tax Credit is concerned. Not every child who is your dependent will qualify you for EIC or the CTC, but you will still be capable of deduct a personal exemption of $3300 for respectively dependent child (and one for yourself and your spouse if you're married) So if you are filing a combined tax return near your spouse and you two supported all of your 8 children, your personal exemption amount on the return will be $33,000.
This is historic because it directly reduces the amount of income you'll be tax on.
your school official dont know too much about taxes. For federal charge purposes you only procure the credit for the first two
Tax Return Question! Did I necessitate to profile returns for previous years even if I be on benefit contained by college?
Question:
I just file Chapter 13 bankruptcy, and file for 2006 (i worked all year) but did not report years 2000, 01, 03, 04, or 05. In 2002, I did because I got a career with Border Patrol but worked just 3 months. The rest of the time (years) I was any in arts school or had no available job or both. I just get a letter from the IRS that they want my import tax returns from those years. I didn't file, and they want a origin why.
What are the penalties ( I be told I didnt have to file) or what should I articulate? Would I have to reward penalties for not file? I'm scared (IRS is scary) and only want to know what I should do? I need it pay for in 12 days (the letter). Any sustain would be great!
Answer:
If you didn't work in those years, don't verbs about it. If you did work but made greatly little money, I don't believe you have to directory. Tell you what, my daughter works for an auditing co. She graduated beside a BS in science and math. She go all over the US and audits. She also does our taxes. She could abet you a great deal. I will not put her e-mail address on here, but if you messages me, I will give it to you near her name. She will backing you a great deal and impart you all the answers you entail. Do it now. I did it for you. I e-mailed your cross-examine to my daughter. I will forward her answer to you. Stay calm, believe me,.I know what it's approaching to have the IRS on your put a bet on.
If you got no W-2's and didn't hold any other income for those years, just write them a missive so stating. If you were claimed as a dependent on a parent's excise return, as most students are, then by adjectives means explain that to them as in good health.
They're usually reasonable if you "speak slowly and distinctly and use short sentences" ;)
Good luck beside this.
W2 form restated after taxes?
Question:
My employer overstated my income by $5000 by counting my bonus twice. I had to folder my taxes with the incorrect w2 and basically received the correct w2 on 4/20. I'm working on the 1040X form, but I had a compensation of X amount on my original form. Now near the amended form I have x - 300 as my reimbursement. Do I need to distribute in a check or what do I stipulation to do to avoid penalities? Any advice be greatly appreciated. Couldn't find the answer on IRS website after 45 minutes of questioning.
Answer:
You need to distribute in a check for the amount owed ($300) The IRS will asses penalty and interest.
It is possible to have cost abated. Contact IRS.
Wait until after they dispatch a bill for any penalty and interest.
My daughter is an accountant. Unfortunately she is out of town for the weekend but I will see her Sunday dark. I will ask her about this and grasp back to you. I know you would hold to do an amendment on the taxes, but you may have to keep on until the refund comes rear legs then dispatch in clearance on the amount you owe. Also, the IRS may catch this as they are doing your claim as your employer would own had to re-submit the clean W-2 form. If they do they may send you a communication showing the difference.
Send the payment owed near the 1040X, do not wait for a bill, the longer it take for you to pay what you owe the more penalty and interest add up. Once you take the bill for the penalties and interest, later you can ask for an abatement of the penalties, the IRS can not abate the interest charged.
You can ask for the abatement over the phone by calling 1-8OO-829-0922 after you enjoy filed the 1040x and sent the settlement in and gotten the bill for the P&I.
There is no imperative on paing taxes
if u find it show me ASAP
If reporting LESS income on your amended return than on the original is resulting surrounded by owing MORE tax, you're doing something wrong. Check it over until you amount out what.
I totally agree with Judy. You should not be getting smaller number money and owe even more, if your income is actually smaller number than what you filed the first time. I have to do an amended form as well and it can catch pretty confusing with the 3 columns and knowing what to put within each. I in fact had to repeat mine 3 times because of putting the wrong info on column C and it resulted in me owing more excise. I knew that couldn't be right and go back over it and finally figure out what I did wrong!
So try it again and see. By the way, even if you did not folder an amended return, the IRS would get the corrected W2 from your employer and inside a few months you would get a discern from them stating that your return was incorrect, and they will enjoy it all figure out accurately and if you owe more at that time, you can just settle then (true-there may be some interest and penalty but on that amount it won't be much), but more than likely the error will be within your favor since you said they deducted your $5000 bonus twice. If that be the case they would convey you a refund for the corrected amount.
Hope everything works out for you! :)